4623 Harbor View Ter, Morganton, NC 28655 Property Records

Burke County property record for 4623 Harbor View Ter, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,643 sqft · built 2001
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2019)
Tax Bill	$2,852 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1764355129`

Property Details

APN / Parcel Number

Primary APN	`1764355129`
Alternative APN	`49907`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,643 sqft Living Area
1st Floor Area	1,426 sqft
Flooring	Wood

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4623 HARBOR VIEW TER
City	MORGANTON
State	NC
Zip	28655-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4623 HARBOR VIEW TER MORGANTON, NC 28655
Legal Subdivision	EAST SHORE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2028
Census Tract	20203

Owner

4623 Harbor View Ter is owned and occupied by two individuals who bought it in March 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4623 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	20192017025918
Deed Book / Page	2394 / 262
Prior Transfer Date	Feb 28, 2015
Prior Transfer Doc	0021760214
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4623 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024860688
Date	Sep 8, 2020
Book Page	2486/688
Instrument	2017044401

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Sep 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4623 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Document Number	0024780133
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4623 HARBOR VIEW TER MORGANTON NC 286557522, MORGANTON, NC 28655-7522

Mortgage

Document Number	0024780133
Date	Jul 30, 2020
Book Page	002478/000133
Instrument	42958

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 21, 2019
Property Address	4623 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Document Number	0023940262
Book / Page	2394 / 0262
Map Reference	MB 11 PG 38&39
Instrument Date	Mar 19, 2019
Instrument	2017025918
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 HILLCREST DR, 314, DURANGO, CO 81301-6582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 HARBOR VIEW TER, MORGANTON, NC 28655-7522

Mortgage

Document Number	2017025919
Date	Mar 21, 2019
Instrument	2017025919

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 27, 2017
Property Address	4623 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Document Number	0023180376
Book / Page	002318 / 000376
Instrument Date	Oct 20, 2017
Instrument	9722
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 HARBOR VIEW TER MORGANTON NC 286557522, MORGANTON, NC 28655-7522

Tax Assessment & Valuation

The 2026 property tax bill for 4623 Harbor View Ter was $2,852, down 6.8% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,852.00 (-6.8%)	$420,753 (-) Land $69,750 Building $351,003	$420,753 (-) Land $69,750 Building $351,003
2025	$3,060.00	$420,753 Land $69,750 Building $351,003	$420,753 Land $69,750 Building $351,003
2023	$3,102.00	$420,753 Land $69,750 Building $351,003	$420,753 Land $69,750 Building $351,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4623 Harbor View Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4623 Harbor View Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SHORES S/D private · serves 350 people · EPA ID NC0112148
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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