4623 Copper Ridge Rd, Champaign, IL 61822 Property Records

Champaign County property record for 4623 Copper Ridge Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.114 acres (4,972 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Mar 2024)
Tax Bill	$5,702 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-475-021`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-475-021`

Exterior

Architectural Style	Condo/Apartment
Lot Area	4,972 sqft (0.114 acres)

Location & Zoning

Street Address	4623 COPPER RIDGE RD
City	CHAMPAIGN
State	IL
Zip	61822-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 202B IRONWOOD WEST II SUB, REPLAT
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST II SUB, REPLAT
Legal Lot Number	202B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1058
Census Tract	1205

Owner

4623 Copper Ridge Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4623 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Nov 7, 2023	Land Contract, Transfer ATTORNEY ONLY, ATTORNEY
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	20243699
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 27, 2024
Property Address	4623 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
Document Number	0000003699
Map Reference	DOC 2003R11124
Instrument Date	Nov 6, 2023
Instrument	2024R03699
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4623 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719

Mortgage

Document Number	0000003700
Date	Mar 27, 2024
Instrument	2024R03700

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

November 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 7, 2023
Property Address	4623 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
Document Number	0000015934
Map Reference	DOC 2003R11124
Instrument Date	Nov 6, 2023
Instrument	2023R15934
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 26, 2020
Property Address	4623 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
Document Number	0000002972
Map Reference	DOC 2003R11124
Instrument Date	Feb 19, 2020
Instrument	2020R02972
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719

Mortgage

Document Number	0000002973
Date	Feb 26, 2020
Instrument	2020R02973

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,100 Land $11,690 Building $68,410	$240,300 Land $35,070 Building $205,230
2024	$5,702.00
2022	$4,963.00 Homeowner's exemption	$59,980 Land $8,750 Building $51,230	$179,940 Land $26,250 Building $153,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4623 Copper Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4623 Copper Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Pavlov Media.

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