46226 Cornelius Rd, Ronan, MT 59864 Property Records

Lake County property record for 46226 Cornelius Rd, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,887 sqft · built 1940
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,607 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R156026`

Property Details

APN / Parcel Number

Primary APN	`R156026`
Alternative APNs	`15-3103-31-2-01-03-0000` `0000004333`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,428 sqft
Attic	Attic
Attic Area	459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	150,718 sqft (3.46 acres)
View / Lot	Mountain
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004333
Street Address	46226 CORNELIUS RD
City	RONAN
State	MT
Zip	59864-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S31, T21 N, R20 W, TR 1 COS 5694
Legal Range	20W
Legal Township	21N
Legal Section	31
Legal Subdivision	SURVEY NO 5694
Legal Tract	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1049
Census Tract	940500

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46226 CORNELIUS RD, RONAN, MT 59864-8962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF RONAN
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Sep 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014
Deed Sale	Feb 20, 2014
Deed Document Number	2014533832
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	46226 CORNELIUS RD, RONAN, MT 59864-8962
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46226 CORNELIUS RD, RONAN, MT 59864-8962

Mortgage

Document Number	591030
Date	Aug 10, 2021
Instrument	591030

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	46226 CORNELIUS RD, RONAN, MT 59864-8962
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	586023
Date	Feb 26, 2021
Instrument	586023

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	46226 CORNELIUS RD, RONAN, MT 59864-8962
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564851
Date	Sep 7, 2018
Instrument	564851

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,607.00 (-2.37%)	$393,300 (-)
2025	$1,646.00 (-22.87%)	$393,300 (+30.58%)	$393,300 (+30.58%) Land $121,208 Building $272,092
2023	$2,134.00	$301,200	$301,200 Land $57,678 Building $243,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND BUTTE WATER COMPANY private · serves 400 people · EPA ID MT0000320
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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