4622 Garden Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4622 Garden Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,471 sqft · built 2021
Lot Size	0.318 acres (13,861 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Nov 2021)
Tax Bill	$4,117 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C015802001100070`

Property Details

APN / Parcel Number

Primary APN	`C015802001100070`
Alternative APN	`C-01-35-28-020-0110-0070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,471 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,861 sqft (0.318 acres)
Lot Dimensions	173 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	393 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015802001100070
Street Address	4622 GARDEN AVE
City	SEBRING
State	FL
Zip	33875-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 7 BLK 11
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	11
Legal Lot Number	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1039
Census Tract	961301

Owner

4622 Garden Ave is owned and occupied by an individual who bought it in November 2021.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4622 GARDEN AVE, SEBRING, FL 33875-5123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE INC
Nov 1, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	2061758
Deed Book / Page	2861 / 1995
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4622 GARDEN AVE, SEBRING, FL 33875-5123
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	WOLLINKA WIKLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6073 NW 167TH ST C27, C27, HIALEAH, FL 33015-4336

Mortgage

Document Number	0002018317
Date	Feb 9, 2021
Book Page	2801/124
Instrument	2018317

Lender

Name	BUILDER FINANCE INC
Type	Mortgage Company
Address	NEW YORK, NY 10022

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Dec 4, 2021

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 1, 2021
Property Address	4622 GARDEN AVE, SEBRING, FL 33875-5123
Document Number	0002061758
Book / Page	2861 / 1995
Map Reference	MB 7 PG 6
Instrument Date	Oct 27, 2021
Instrument	2061758
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6073 NW 167TH ST # STC27, 6073, HIALEAH, FL 33015-4336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 GARDEN AVE, SEBRING, FL 33875-5123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028621
Date	Nov 1, 2021
Instrument	2862/1

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 6, 2020
Property Address	4622 GARDEN AVE, SEBRING, FL 33875-5123
Document Number	0001978504
Book / Page	002742 / 001474
Instrument Date	Feb 27, 2020
Instrument	1978504
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6073 NW 167TH ST #C27 HIALEAH FL 330154390, C27, HIALEAH, FL 33015-4390

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,367	$374,404 Land $21,645 Building $352,759
2024	$4,117.00
2023	Homeowner's exemption Disabled Person's exemption	$315,480 (+6.04%)	$378,355 (+18.8%) Land $17,760 Building $360,595
2022	$3,953.00 Homeowner's exemption Disabled Person's exemption	$297,517	$318,472 Land $13,320 Building $305,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4622 Garden Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4622 Garden Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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