4621 Stern Dr, Merced, CA 95348 Property Records

Merced County property record for 4621 Stern Dr, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,943 sqft · built 2006
Lot Size0.13 acres (5,684 sqft)
Owner2 Trust Names on File
Last Sale$250,000 (Dec 2013)
Tax Bill$4,946 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN224-053-009-000

Property Details

APN / Parcel Number

Primary APN224-053-009-000
Alternative APN
  • 224053009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,943 sqft Living Area
Gross Area2,439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Construction TypeWood Frame
Lot Area5,684 sqft (0.13 acres)
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224053009
Street Address4621 STERN DR
CityMERCED
StateCA
Zip95348-8535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE RANCH EAST - VILLAGE 15 PHS 1 LOT 174
Legal SubdivisionBELLEVUE RANCH EAST VILLAGE 15
Legal Lot Number174
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2004
Census Tract1007

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address399 SUNSET AVE, SUNNYVALE, CA 94086-5946
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 3, 2013 · Amount on Record
Deed SaleDec 3, 2013 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Document Number0000043363
Last Transfer DateJun 29, 2016
Transfer Doc0000021478
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4621 STERN DR, MERCED, CA 95348-8535
Transaction TypeMortgage
Record UpdatedNov 16, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 SUNSET AVE, SUNNYVALE, CA 94086-5946

Mortgage

Document Number0000047044
DateOct 20, 2021
Instrument2021047044
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4621 STERN DR, MERCED, CA 95348-8535
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000260
DateJan 5, 2018
Instrument2018-000260
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,946.00 (+6.16%)$306,456 (+4.04%) Land $30,641 Building $275,815
2023$4,659.00 (+1.9%)$294,557 Land $29,452 Building $265,105
2022$4,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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