4621 Palm Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4621 Palm Ave, Lorain, OH 44055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1960
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$145,500 (Mar 2022)
Tax Bill$1,629 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-077-111-006

Property Details

APN / Parcel Number

Primary APN03-00-077-111-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions110 ft deep x 56 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area64 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4621 PALM AVE
CityLORAIN
StateOH
Zip44055-3549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMEWOOD 6 56.00 X 110.00
Legal SubdivisionHOMEWOOD SUBDIVISION SIXTH ADDITION
Legal Block111
Legal Lot Number1173
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1029
Census Tract97500

Owner

4621 Palm Ave is owned and occupied by an individual who bought it in March 2022.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4621 PALM AVVE, LORAIN, OH 44055
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 15, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2022 · Amount on File
Deed SaleMar 4, 2022 · Amount on File
Prior SaleOct 15, 2018 · Amount on File
Deed Document Number2022001243
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 4, 2022
Property Address4621 PALM AVE, LORAIN, OH 44055-3549
Document Number0000865504
Map ReferenceVOL 22 PG 90
Instrument DateMar 2, 2022
Instrument2022-0865504
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyERIEVIEW TITLE AGENCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4621 PALM AVE, LORAIN, OH 44055-3549

Mortgage

Document Number0000865505
DateMar 4, 2022
Instrument2022-0865505
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 15, 2018
Property Address4621 PALM AVE, LORAIN, OH 44055-3549
Document Number0000691213
Map ReferenceVOL22 PG90
Instrument DateOct 11, 2018
Instrument2018-0691213
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4621 PALM AVE, LORAIN, OH 44055-3549

Mortgage

Document Number0000691214
DateOct 15, 2018
Instrument2018-0691214
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4621 Palm Ave was $1,629.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,629.00$42,610 (+0.01%) Land $9,980 Building $32,630$121,730 (-) Land $28,500 Building $93,230
2024$1,629.00 (+10.74%)$42,606 (+49.03%) Land $9,975 Building $32,631$121,730 (+49.03%) Land $28,500 Building $93,230
2023$1,471.00 (+0.82%)$28,589 (%) Land $5,975 Building $22,614$81,680 Land $17,070 Building $64,610
2022$1,459.00$28,590 Land $5,980 Building $22,610
2021$81,680 Land $17,070 Building $64,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4621 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4621 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Palm Ave

Nearby Streets

Search Property Records by Address or Parcel Number