4621 Magens Bay, Oceanside, CA 92057 Property Records

San Diego County property record for 4621 Magens Bay, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,731 sqft · built 1988
Lot Size	0.155 acres (6,768 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Mar 2022)
Tax Bill	$10,606 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`157-760-13-00`

Property Details

APN / Parcel Number

Primary APN	`157-760-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,731 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,768 sqft (0.155 acres)
Lot Dimensions	110 ft deep x 66 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4621 MAGENS BAY
City	OCEANSIDE
State	CA
Zip	92057-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 310 TR 011626
Legal Subdivision	WHELAN RANCH
Legal Tract	011626
Legal Block	1
Legal Lot Number	310
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18609

Owner

4621 Magens Bay is owned and occupied by two individuals who bought it in March 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4621 MAGENS BAY, OCEANSIDE, CA 92057-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 18, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	2022118021
Prior Transfer Date	May 5, 2004
Prior Transfer Doc	0000498518
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2022
Property Address	4621 MAGENS BAY, OCEANSIDE, CA 92057-4202
Document Number	0000118021
Map Reference	MAP 11626
Instrument Date	Feb 24, 2022
Instrument	2022-0118021
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4621 MAGENS BAY, OCEANSIDE, CA 92057-4202

Mortgage

Document Number	0000118022
Date	Mar 16, 2022
Instrument	2022-0118022

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	4621 MAGENS BAY, OCEANSIDE, CA 92057-4202
Document Number	0000202907
Instrument Date	Apr 24, 2018
Instrument	202907
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4621 MAGENS BAY OCEANSIDE CA 920574202, OCEANSIDE, CA 92057-4202

Mortgage

Document Number	202908
Date	May 18, 2018
Instrument	202908

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4621 MAGENS BAY, OCEANSIDE, CA 92057-4202
Document Number	0000032293
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 MAGENS BAY OCEANSIDE CA 920574202, OCEANSIDE, CA 92057-4202

Mortgage

Document Number	0000032293
Date	Jan 26, 2018
Instrument	32293

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4621 Magens Bay was $10,606.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,538 (+2%) Land $579,402 Building $373,136
2025	$10,606.00	$933,862 Land $568,042 Building $365,820
2023	$9,824.00 (+47.75%)	$874,000 Land $531,000 Building $343,000
2022	$6,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4621 Magens Bay in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4621 Magens Bay is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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