4621 Long Lake Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4621 Long Lake Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1994
Lot Size	9.75 acres (424,710 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2024)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-011-400-018-00`

Property Details

APN / Parcel Number

Primary APN	`140-011-400-018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,404 sqft Building Perimeter
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	424,710 sqft (9.75 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4621 LONG LAKE RD
City	CHEBOYGAN
State	MI
Zip	49721-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF W1/2 OF SW1/4 OF SE1/4, SEC 11, T36N,R1W. 619/563;1539/856;1541/484
Legal Range	01W
Legal Township	036
Legal Section	11
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ALOHA
Census Block Group	1
Census Block	1058
Census Tract	960401

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4621 LONG LAKE RD, CHEBOYGAN, MI 49721-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Sep 14, 2017	Deed of Trust, Mortgage FIRST FEDERAL OF NORTHERN MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Oct 1, 1994 · Amount on Record
Deed Book / Page	1539 / 856
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 3, 2024
Property Address	4621 LONG LAKE RD, CHEBOYGAN, MI 49721-9179
Document Number	001539/856
Book / Page	1539 / 856
Instrument Date	Sep 26, 2024
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 LONG LAKE RD, CHEBOYGAN, MI 49721-9179

Mortgage

Document Number	0001541486
Date	Oct 3, 2024
Instrument	1541/486

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4621 LONG LAKE RD, CHEBOYGAN, MI 49721-9179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1342/0121
Date	Sep 14, 2017
Book Page	1342/0121

Lender

Name	FIRST FEDERAL OF NORTHERN MICHIGAN
Address	ALPENA, MI 49707

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Aloha Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,400 (+48.87%)	$224,800 (+48.87%)
2025	$2,481.00 (+129.09%)
2023		$75,500	$151,000
2022	$1,083.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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