4621 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4621 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,882 sqft · built 2001
Lot Size	0.158 acres (6,875 sqft)
Owner	2 Trust Names on File
Last Sale	$405,000 (Jul 2020)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-800`

Property Details

APN / Parcel Number

Primary APN	`211-60-800`
Alternative APN	`211608002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,882 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,875 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4621 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	103
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3003
Census Tract	612500

Owner

4621 E Thorn Tree Dr is owner-occupied and held in a trust since December 2024.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Jul 22, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Aug 30, 2001 · Amount on File
Deed Document Number	2020658795
Last Transfer Date	Dec 26, 2024
Transfer Doc	0000028573
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041

Mortgage

Document Number	0000617727
Date	Dec 4, 2023
Instrument	20230617727

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041

Mortgage

Document Number	0001205703
Date	Nov 10, 2021
Instrument	20211205703

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041

Mortgage

Document Number	0000268472
Date	Mar 10, 2021
Instrument	20210268472

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2020
Property Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041
Document Number	0000658795
Map Reference	MB 518 PG 23
Instrument Date	Jun 16, 2020
Instrument	20200658795
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4621 E THORN TREE DR, 4621, CAVE CREEK, AZ 85331-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4621 E THORN TREE DR, CAVE CREEK, AZ 85331-4041

Mortgage

Document Number	0000658796
Date	Jul 22, 2020
Instrument	20200658796

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4621 E Thorn Tree Dr was $2,097.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,420 (+50.89%)	$534,200 (+1.21%) Land $106,800 Building $427,400
2025	$2,097.00	$35,404 (-34.25%)	$527,800 (-1.99%) Land $105,500 Building $422,300
2024		$53,850	$538,500 Land $107,700 Building $430,800
2023	$1,955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4621 E Thorn Tree Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4621 E Thorn Tree Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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