4621 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4621 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,768 sqft · built 2019
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$815,000 (Jan 2020)
Tax Bill$4,022 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN249DF017

Property Details

APN / Parcel Number

Primary APN249DF017
Alternative APNs
  • 206508893384
  • 80091331

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,768 sqft Heated Area
Gross Area2,312 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialShingle
Lot Area7,492 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80091331
Street Address4621 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-11 B-11 S-2 LB PLAT 1/96-99
Legal SubdivisionOAK ISLAND
Legal Block11
Legal Lot Number11
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1035
Census Tract20314

Owner

4621 E Beach Dr is owned by an individual who bought it in January 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4103 CLAREMONT DR, COLUMBIA, SC 29205-1527
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Jul 3, 2019Warranty Deed, Construction Loan
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2020 · Amount on File
Deed SaleJan 30, 2020 · Amount on File
Prior SaleJul 3, 2019 · Amount on File
Deed Book / Page4309 / 605
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 30, 2020
Property Address4621 E BEACH DR, OAK ISLAND, NC 28465
Document Number0043090605
Book / Page4309 / 0605
Map ReferenceMB 1 PG 96-99
Instrument DateJan 27, 2020
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyWFG LENDER SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16703 DOVES CANYON LN, 16703, CHARLOTTE, NC 28278-8112

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 CLAREMONT DR, COLUMBIA, SC 29205-1527

Mortgage

Document Number0043090609
DateJan 30, 2020
Instrument4309/0609
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

July 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJul 3, 2019
Property Address4621 E BEACH DR, OAK ISLAND, NC 28465
Document Number0042130965
Book / Page004213 / 000965
Instrument DateJun 18, 2019
Transaction TypeConstruction Loan
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16703 DOVES CANYON LN CHARLOTTE NC 282788112, CHARLOTTE, NC 28278-8112

Mortgage

Document Number42130969
DateJul 3, 2019
Book Page004213/000969
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
AmountAmount on Record
Term360 Months
DueJul 2, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 4621 E Beach Dr was $4,022.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,044,250 (-) Land $560,000 Building $484,250$1,044,250 (-) Land $560,000 Building $484,250
2025$4,022.00$1,044,250 Land $560,000 Building $484,250$1,044,250 Land $560,000 Building $484,250
2023$1,044,250 Land $560,000 Building $484,250$1,044,250 Land $560,000 Building $484,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4621 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4621 E Beach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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