Lorain County property record for 4620 Washington Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,040 sqft · built 1976 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,700 (Mar 2026) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-007-109-011 |
| Primary APN | 02-01-007-109-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 162 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4620 WASHINGTON AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY HILLS #5 FRNT 0079.00 DPTH 0162.18 |
| Legal Subdivision | HICKORY HILLS 5 |
| Legal Tract | 01 |
| Legal Block | 109 |
| Legal Lot Number | 161 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 24100 |
Source: Lorain County records, as of April 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Unknown CITIZENS BANK NA |
| Mar 23, 2026 | Survivorship Deed, Transfer · FHA Mortgage NFM LENDING |
| Apr 16, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on Record |
| Deed Sale | Mar 23, 2026 · Amount on Record |
| Prior Sale | Oct 9, 2015 · Amount on Record |
| Deed Document Number | 202689043 |
| Prior Transfer Date | Apr 15, 2024 |
| Prior Transfer Doc | 0000010095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER |
| Name | Verified Name |
|---|---|
| Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
| Document Number | 0000904787 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 2023-0904787 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 23, 2026 |
| Property Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
| Document Number | 0000089043 |
| Map Reference | VOL 30 PG 35 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026-0089043 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
| Document Number | 0000089044 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0089044 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 16, 2024 |
| Property Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
| Document Number | 0000010095 |
| Map Reference | VOL 30 PG 35 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024-0010095 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4620 WASHINGTON AVE, LORAIN, OH 44052-5716 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-0.56%) | $71,480 (-0.01%) Land $15,180 Building $56,300 | $204,240 (-) Land $43,380 Building $160,860 |
| 2024 | $2,696.00 (+5.81%) | $71,484 (+27.98%) Land $15,183 Building $56,301 | $204,240 (+27.98%) Land $43,380 Building $160,860 |
| 2023 | $2,548.00 (-3.08%) | $55,857 (-0.01%) Land $13,776 Building $42,081 | $159,590 (-) Land $39,360 Building $120,230 |
| 2022 | $2,629.00 | $55,860 Land $13,780 Building $42,080 | |
| 2021 | $159,590 Land $39,360 Building $120,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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