St. Louis County property record for 4620 W 8th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,677 sqft · built 1958 |
| Lot Size | 0.379 acres (16,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $372,000 (Dec 2023) |
| Tax Bill | $4,612 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-17470 |
| Primary APN | 010-4520-17470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,677 sqft Gross Area |
| 1st Floor Area | 1,677 sqft |
| Basement Area | 1,119 sqft |
| Finished Basement | 1,119 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,525 sqft (0.379 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1159344 |
|---|---|
| Street Address | 4620 W 8TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 THRU 11 SERIAL # |
| Legal Subdivision | WEST DULUTH SIXTH DIVISION |
| Legal Block | 121 |
| Legal Lot Number | 7-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4620 W 8TH ST, DULUTH, MN 55807-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Deed Document Number | 20231075134 |
| Prior Transfer Date | Nov 15, 2023 |
| Prior Transfer Doc | 0001074446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 10, 2026 |
| Property Address | 4620 W 8TH ST, DULUTH, MN 55807-2002 |
| Document Number | 0001100371 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 20261100371 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4620 W 8TH ST, DULUTH, MN 55807-2002 |
| Document Number | 0001100371, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20261100371 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 11, 2023 |
| Property Address | 4620 W 8TH ST, DULUTH, MN 55807-2002 |
| Document Number | 0001075134 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 1075134 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,227.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4620 W 8TH ST, DULUTH, MN 55807-2002 |
| Document Number | 0001075135 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 1075135 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,612.00 (+0.39%) Homeowner's exemption | ||
| 2025 | $4,594.00 (+11.07%) Homeowner's exemption | $374,800 (+7.61%) Land $27,900 Building $346,900 | $374,800 (+7.61%) Land $27,900 Building $346,900 |
| 2024 | $348,300 (+22%) Land $29,800 Building $318,500 | $348,300 (+22%) Land $29,800 Building $318,500 | |
| 2023 | $4,136.00 Homeowner's exemption | ||
| 2022 | $285,500 Land $27,500 Building $258,000 | $285,500 Land $27,500 Building $258,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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