4620 W 7th St, Winona, MN 55987 Property Records

Winona County property record for 4620 W 7th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,759 sqft · built 1949
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Oct 2023)
Tax Bill	$2,380 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
APN	`24.045.0300`

Property Details

APN / Parcel Number

Primary APN	`24.045.0300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,759 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	153 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	448 sqft
Patio Area	448 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4620 W 7TH ST
City	WINONA
State	MN
Zip	55987-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-107 RANGE-007 HERMAN J DUNN SUBD LOT-009 BLOCK-003
Legal Range	007
Legal Township	107
Legal Section	18
Legal Subdivision	HERMAN J DUNN SUBD
Legal Block	3
Legal Lot Number	9
Jurisdiction	WINONA MN
Township / Civil Division	GOODVIEW
Census Block Group	1
Census Block	1073
Census Tract	670200

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4620 W 7TH ST, WINONA, MN 55987-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINONA NATIONAL BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINONA NATIONAL BANK
Dec 22, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	2023651752
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	000A639650
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Recording Date	Apr 6, 2026
Property Address	4620 W 7TH ST, WINONA, MN 55987-1606
Document Number	0000665953
Instrument Date	Apr 1, 2026
Instrument	2026665953
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 W 7TH ST, WINONA, MN 55987-1606

Mortgage

Document Number	0000665953,
Date	Apr 6, 2026
Instrument	2026665953

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 31, 2023
Property Address	4620 W 7TH ST, WINONA, MN 55987-1606
Document Number	000A651752
Instrument Date	Oct 30, 2023
Instrument	A651752
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4620 W 7TH ST, WINONA, MN 55987-1606

Mortgage

Document Number	000A651753
Date	Oct 31, 2023
Instrument	A651753

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	4620 W 7TH ST, WINONA, MN 55987-1606
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 W 7TH ST, WINONA, MN 55987-1606

Mortgage

Document Number	000A649359
Date	Jun 16, 2023
Instrument	A649359

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	4620 W 7TH ST, WINONA, MN 55987-1606
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000631406
Date	Feb 16, 2021
Instrument	631406

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Dec 22, 2021
Property Address	4620 W 7TH ST, WINONA, MN 55987-1606
Document Number	000A639650
Instrument Date	Dec 21, 2021
Instrument	A639650
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Goodview City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,380.00 (+23.83%) Homeowner's exemption	$249,200 (+6.31%) Land $38,900 Building $210,300	$249,200 (+6.31%) Land $38,900 Building $210,300
2025		$234,400 (+11.83%) Land $38,900 Building $195,500	$234,400 (+11.83%) Land $38,900 Building $195,500
2023	$1,922.00 Homeowner's exemption	$209,600 Land $38,900 Building $170,700	$209,600 Land $38,900 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Goodview serves 4,158 people · EPA ID MN1850012
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GigFire, Verizon.

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