4620 Viola Rd, McMinnville, TN 37110 Property Records

Warren County property record for 4620 Viola Rd, McMinnville, TN 37110

Property Summary

Property Type	Rural Home
Details	3 ba · 2,300 sqft · built 2004
Lot Size	55.4 acres (2,413,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,150 (Jan 2021)
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089096 03000`

Property Details

APN / Parcel Number

Primary APN	`089096 03000`
Alternative APN	`096 03000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Basement Area	678 sqft
Unfinished Basement	678 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,413,224 sqft (55.4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	553 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Utility Building	160 sqft
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4620 VIOLA RD
City	MCMINNVILLE
State	TN
Zip	37110-5026
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09 #7096 TR 1 & 2 OF SURVEY, COUNTY AREA: R02
Legal Tract	1
Jurisdiction	WARREN TN
Township / Civil Division	8
Census Block Group	3
Census Block	3012
Census Tract	930800

Owner

Source: Warren County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4620 VIOLA RD, MCMINNVILLE, TN 37110-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Closed-End Mortgage SECURITY FEDERAL SVGS BANK
Jan 21, 2021	Warranty Deed, Transfer SECURITY FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Aug 28, 1995 · Amount on Record
Deed Document Number	181315
Deed Book / Page	521 / 485
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN TN
Property Address	4620 VIOLA RD, MCMINNVILLE, TN 37110-5026
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 VIOLA RD, MC MINNVILLE, TN 37110-5026

Mortgage

Document Number	000601/318
Date	Feb 6, 2023
Book Page	601/318
Instrument	202014

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	65 Months
Due	Jul 27, 2028

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN TN
Recording Date	Jan 21, 2021
Property Address	4620 VIOLA RD, MCMINNVILLE, TN 37110-5026
Document Number	0000181315
Book / Page	000521 / 000485
Instrument Date	Jan 20, 2021
Instrument	181315
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 VIOLA RD MCMINNVILLE TN 371105026, MCMINNVILLE, TN 37110-5026

Mortgage

Document Number	181316
Date	Jan 21, 2021
Book Page	000521/000488
Instrument	181316

Lender

Name	SECURITY FSB
Type	Federal Savings Bank
Address	MCMINNVILLE, TN 37110-2520

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2026

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,972.00 Additional exemption filed	$163,075 (+61.58%) Land $39,275 Building $123,800	$1,100,700 (+103.64%) Land $605,500 Building $495,200
2023		$100,925 Land $27,075 Building $73,850
2020			$540,500 Land $245,100 Building $295,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST WARREN-VIOLA U.D. serves 19,510 people · EPA ID TN0000742
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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