4620 Setting Sun Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 4620 Setting Sun Dr, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 1979
Lot Size	0.218 acres (9,494 sqft)
Owner	2 Trust Names on File
Last Sale	$790,000 (Oct 2020)
Tax Bill	$13,203 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-360-022-5`

Property Details

APN / Parcel Number

Primary APN	`431-360-022-5`
Alternative APN	`431-360-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
Gross Area	1,927 sqft
1st Floor Area	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,494 sqft (0.218 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4620 SETTING SUN DR
City	EL SOBRANTE
State	CA
Zip	94803-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T05039 L0095 B
Legal Subdivision	SUBDIVISION 5039
Legal Tract	05039
Legal Lot Number	95
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	360101

Owner

4620 Setting Sun Dr is owner-occupied and held in a trust since October 2020.

Source: Contra Costa County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4620 SETTING SUN DR, EL SOBRANTE, CA 94803-2108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 6, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Nov 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Jul 2, 2013 · Amount on File
Deed Document Number	2020228654
Prior Transfer Date	Nov 20, 2007
Prior Transfer Doc	0000321466
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 25, 2026
Property Address	4620 SETTING SUN DR, EL SOBRANTE, CA 94803-2108
Document Number	0000089757
Instrument Date	Aug 21, 2026
Instrument	202689757
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4620 SETTING SUN DR, EL SOBRANTE, CA 94803-2108

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2020
Property Address	4620 SETTING SUN DR, RICHMOND, CA 94803-2108
Document Number	0000228654
Map Reference	MB 215 PG 27
Instrument Date	Sep 29, 2020
Instrument	2020-228654
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4620 SETTING SUN DR, RICHMOND, CA 94803-2108

Mortgage

Document Number	0000228655
Date	Oct 6, 2020
Instrument	2020-228655

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4620 SETTING SUN DR, RICHMOND, CA 94803-2108
Document Number	0000188619
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 SETTING SUN DR EL SOBRANTE CA 948032108, EL SOBRANTE, CA 94803-2108

Mortgage

Document Number	0000188619
Date	Nov 21, 2018
Instrument	188619

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4620 Setting Sun Dr was $13,203 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,221 (+2%) Land $441,631 Building $430,590
2025	$13,203.00 Homeowner's exemption	$855,120 Land $432,972 Building $422,148
2023	$12,631.00 (+1.36%) Homeowner's exemption	$821,916 Land $416,160 Building $405,756
2022	$12,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4620 Setting Sun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4620 Setting Sun Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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