4620 NE Sandpebble Trce, Apt 305, Stuart, FL 34996 Property Records

Martin County property record for 4620 NE Sandpebble Trce, Apt 305, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,072 sqft · built 1982
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2025)
Tax Bill	$7,514 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-37-41-004-004-0305.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`24-37-41-004-004-0305.0-7-0000`
Alternative APNs	`24-37-41-004-004-03050-7` `3536`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	1,072 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3536
Street Address	4620 NE SANDPEBBLE TRCE, 305
City	STUART
State	FL
Zip	34996-1491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SANDPEBBLE CONDOMINIUM PHASE 4 RIVER BLDG 4 UNIT 305
Legal Range	41E
Legal Township	37S
Legal Section	24
Legal Subdivision	THE SANDPEBBLE CONDO
Legal Block	2
Legal Lot Number	305
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	100

Owner

4620 NE Sandpebble Trce, Apt 305 is owned by two individuals who bought it in September 2025.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4620 NE SANDPEBBLE TRCE, 305, STUART, FL 34996-1491
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Intrafamily Transfer, Transfer SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
May 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	20253146667
Deed Book / Page	3520 / 2786
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	0035202786
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 10, 2025
Property Address	4620 NE SANDPEBBLE TRCE APT 305, 305, STUART, FL 34996-1491
Document Number	0035202786
Book / Page	3520 / 2786
Map Reference	MB 544 PG 1524
Instrument Date	Sep 8, 2025
Instrument	3146667
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4620 NE SANDPEBBLE TRCE APT 305, 305, STUART, FL 34996-1491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 NE SANDPEBBLE TRCE APT 305, 305, STUART, FL 34996-1491

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 27, 2021
Property Address	4620 NE SANDPEBBLE TRCE APT 305, 305, STUART, FL 34996-1491
Document Number	0032671894
Book / Page	3267 / 1894
Map Reference	MB 544 PG 1524
Instrument Date	Oct 12, 2021
Instrument	2922855
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5100 N OCEAN BLVD # BLVD718, 5100, LAUDERDALE BY THE SEA, FL 33308-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 NW 10TH TER, STUART, FL 34994-9563

Mortgage

Document Number	32671897
Date	Oct 27, 2021
Instrument	3267/1897

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	May 17, 2021
Property Address	4620 NE SANDPEBBLE TRCE APT 305, 305, STUART, FL 34996-1491
Document Number	0032242802
Book / Page	3224 / 2802
Map Reference	MB 544 PG 1524
Instrument Date	May 15, 2021
Instrument	2889175
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5100 N OCEAN BLVD APT 718, 718, LAUDERDALE BY THE SEA, FL 33308-3011

Tax Assessment & Valuation

The 2025 property tax bill for 4620 NE Sandpebble Trce, Apt 305 was $7,514, down 3.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,514.00 (-3.21%)	$470,770 Building $470,770	$470,770 Building $470,770
2024	$7,763.00 (+6.14%)
2023	$7,314.00 (+14.78%)	$415,371 (+1%)	$466,000 (+23.41%) Building $466,000
2022	$6,372.00	$377,610 Building $377,610	$377,610 Building $377,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4620 NE Sandpebble Trce, Apt 305 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 260 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,495 units insured incl. 1,235 condo units
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	94 of 189
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Wilma, Oct 2005 · 10 claims Hurricane Frances, Sep 2004 · 101 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4620 NE Sandpebble Trce, Apt 305 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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