4620 FM 10, Gary, TX 75643 Property Records

Panola County property record for 4620 FM 10, Gary, TX 75643

Property Summary

Property Type	Commercial
Details	9,167 sqft · built 1940
Lot Size	2.32 acres (101,495 sqft)
Owner	Company Name on Record
Tax Bill	$6,736 (2022)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`00432-00300-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00432-00300-00000-000000`
Alternative APN	`8462`

Interior

Building Area	9,167 sqft Total Area

Exterior

Year Built	Built 1940
Lot Area	101,495 sqft (2.32 acres)

Location & Zoning

Account Number	00432-00300-00000-000000
Street Address	4620 FM 10
City	GARY
State	TX
Zip	75643-4374
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	AB 432 E MORRIS
Jurisdiction	PANOLA TX
Township / Civil Division	GARY CITY
Census Block Group	2
Census Block	2006
Census Tract	950600

Owner

Source: Panola County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 71507, SALT LAKE CITY, UT 84171-0507
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020
Deed Sale	Nov 16, 2020
Deed Document Number	2109/704
Deed Book / Page	2109 / 704
Record Updated	Jun 8, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PANOLA TX
Recording Date	Nov 16, 2020
Property Address	4620 FM 10, GARY, TX 75643-4374
Document Number	2109/704
Book / Page	2109 / 704
Instrument Date	Nov 10, 2020
Instrument	229312
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TWIN CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1484 COUNTY ROAD 3101, 1484, NEW BOSTON, TX 75570-4557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 RIVIERA CIR, LONG BEACH, CA 90815-4759

Mortgage

Document Number	229313
Date	Nov 16, 2020
Instrument	229313

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Panola County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gary City Town
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$410,340 (+23.37%) Land $28,900 Building $381,440	$410,340 (+23.37%) Land $28,900 Building $381,440
2023		$332,610 Land $15,830 Building $316,780	$332,610 Land $15,830 Building $316,780
2022	$6,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARY WSC serves 1,050 people · EPA ID TX1830008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Oct 2014
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 10

Nearby Streets

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