4620 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4620 Ensenada Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,569 sqft · built 2017
Lot Size	0.218 acres (9,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,500 (Mar 2020)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2020 Mortgage + 1 more
APN	`E651000000002200`

Property Details

APN / Parcel Number

Primary APN	`E651000000002200`
Alternative APN	`1126759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,569 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	1,553 sqft
2nd Floor Area	1,016 sqft
Flooring	Tile

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,482 sqft (0.218 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	56 sqft
Patio Area	200 sqft
Guest House	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4620 ENSENADA AVE
City	MCALLEN
State	TX
Zip	78504-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENSENADA AT TRES LAGOS LOT 22
Legal Subdivision	ENSENADA AT TRES LAGOS - SEB
Legal Block	1
Legal Lot Number	22
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24131

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4620 ENSENADA AVE, MCALLEN, TX 78504-9731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 30, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 19, 2018	Deed of Trust, Subdivision Related Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20203102302
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0003102302
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4620 ENSENADA AVE, MCALLEN, TX 78504-9731
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 ENSENADA AVE, MCALLEN, TX 78504-9731

Mortgage

Document Number	0003513355
Date	Jan 11, 2024
Instrument	3513355

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Mar 30, 2020
Property Address	4620 ENSENADA AVE, MCALLEN, TX 78504-9731
Document Number	0003102302
Instrument Date	Mar 24, 2020
Instrument	3102302
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4620 ENSENADA AVE MCALLEN TX 785049731, MCALLEN, TX 78504-9731

Mortgage

Document Number	3102303
Date	Mar 30, 2020
Instrument	3102303

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

July 2018: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4620 ENSENADA AVE, MCALLEN, TX 78504-9731
Document Number	0002935113
Instrument Date	Jul 19, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4620 ENSENADA AVE MCALLEN TX 785049731, MCALLEN, TX 78504-9731

Mortgage

Document Number	0002935113
Date	Jul 24, 2018
Instrument	2935113

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,140 (-1.3%) Land $90,081 Building $372,059	$462,140 (-1.3%) Land $90,081 Building $372,059
2025		$468,212 (+16.69%) Land $90,081 Building $378,131	$468,212 (+1.85%) Land $90,081 Building $378,131
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$401,233 Land $90,081 Building $369,624	$459,705 Land $90,081 Building $369,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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