4620 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4620 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 1993
Lot Size	0.165 acres (7,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,000 (May 2025)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`215-12-420`

Property Details

APN / Parcel Number

Primary APN	`215-12-420`
Alternative APN	`215124205`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,902 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,181 sqft (0.165 acres)
Parking Spaces	3 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4620 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TATUM MANOR LOT 1-109 TR A-F MCR 349-11
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	TATUM MANOR LOT 1-109 TR A-F
Legal Lot Number	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	619700

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11260 N 92ND ST, 2053, SCOTTSDALE, AZ 85260-6173
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Nov 16, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Dec 31, 1997 · Amount on Record
Deed Document Number	2025294527
Prior Transfer Date	Dec 12, 1997
Prior Transfer Doc	0000919075
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 22, 2025
Property Address	4620 E DESERT CACTUS ST, PHOENIX, AZ 85032-1572
Document Number	0000294527
Map Reference	MB 349 PG 11
Instrument Date	May 15, 2025
Instrument	20250294527
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	GREAT AMER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11133 E OCASO AVE, MESA, AZ 85212-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4620 E DESERT CACTUS ST, PHOENIX, AZ 85032-1572

Mortgage

Document Number	0000294528
Date	May 22, 2025
Instrument	20250294528

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MARICOPA AZ
Recording Date	Nov 16, 2021
Property Address	4620 E DESERT CACTUS ST, PHOENIX, AZ 85032-1572
Document Number	0001227229
Map Reference	MB 349 PG 11
Instrument Date	Nov 15, 2021
Instrument	20211227229
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 E DESERT CACTUS ST, PHOENIX, AZ 85032-1572

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,850 (+67.72%)	$558,500 (+3.03%) Land $111,700 Building $446,800
2025	$2,883.00 (-10.24%)	$33,300 (-39.96%)	$542,100 (-2.25%) Land $108,400 Building $433,700
2024		$55,460	$554,600 Land $110,900 Building $443,700
2022	$3,212.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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