4620 Capstone Dr, Monroe, NC 28110 Property Records

Union County property record for 4620 Capstone Dr, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,253 sqft Living Area
Lot Size	10,411 sqft (0.239 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$117,000 (2011)
Tax Bill	$2,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-396-218`

Interior

Full Baths	2 Baths
Building Area	1,253 sqft Living Area
Gross Area	1,673 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	10,411 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4620 CAPSTONE DR
City	MONROE
State	NC
Zip	28110-7370
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#113 CORNERSTONE PH1B OPCF386
Legal Subdivision	CORNERSTONE
Legal Lot Number	113
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3004
Census Tract	20307

Owner

Source: Union County records · APN 09-396-218

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4620 CAPSTONE DR, MONROE, NC 28110-7370
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2011 · Amount on Record
Deed Sale	Nov 23, 2011 · Amount on Record
Prior Sale	Jul 05, 2005 · Amount on Record
Deed Doc Number	201129662
Deed Book / Page	5635 / 1
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4620 CAPSTONE DR, MONROE, NC 28110-7370
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7598315
Date	Feb 28, 2020
Book Page	7598/315
Instrument	6839

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+15.25%)	$298,600 (+47.09%) Land $69,000 Building $229,600	$298,600 (+47.09%) Land $69,000 Building $229,600
2023	$1,738.00	$203,000 Land $42,000 Building $161,000	$203,000 Land $42,000 Building $161,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.