4620 Amelia Dr, Franklin, OH 45005 Property Records

Warren County property record for 4620 Amelia Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,330 sqft · built 2007
Lot Size	0.463 acres (20,177 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2019)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-177-025-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-177-025-0`
Alternative APNs	`0827177025` `827177025` `1440349`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,330 sqft Living Area
2nd Floor Area	719 sqft

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	20,177 sqft (0.463 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	630 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1440349
Old Parcel Number	0827177025
Street Address	4620 AMELIA DR
City	FRANKLIN
State	OH
Zip	45005-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMELIA ESTATES LOT# 6
Legal Range	04
Legal Township	03
Legal Section	27
Legal Subdivision	AMELIA ESTATES
Legal Block	177
Legal Lot Number	6
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2015
Census Tract	30700

Owner

4620 Amelia Dr is owned and occupied by an individual who acquired it in July 2020.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4620 AMELIA DR, FRANKLIN, OH 45005-4974
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 6, 2020	Intrafamily Transfer, Transfer · FHA Mortgage UNION SAVINGS BANK
Sep 16, 2019	Survivorship Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	0000026649
Last Transfer Date	Jul 6, 2020
Transfer Doc	0000023578
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4620 AMELIA DR, FRANKLIN, OH 45005-4974
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021040825
Date	Sep 9, 2021
Instrument	2021-040825

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Jul 6, 2020
Property Address	4620 AMELIA DR, FRANKLIN, OH 45005-4974
Document Number	0000023578
Map Reference	MB 65 PG 94
Instrument Date	Jun 24, 2020
Instrument	2020-023578
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4620 AMELIA DR, FRANKLIN, OH 45005-4974

Mortgage

Document Number	0000023579
Date	Jul 6, 2020
Instrument	2020-023579

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Sep 16, 2019
Property Address	4620 AMELIA DR, FRANKLIN, OH 45005-4974
Document Number	0000026649
Map Reference	MB 65 PG 94
Instrument Date	Sep 3, 2019
Instrument	2019-026649
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4620 AMELIA DR, FRANKLIN, OH 45005-4974

Mortgage

Document Number	0000026650
Date	Sep 16, 2019
Instrument	2019-026650

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4620 Amelia Dr was $6,149.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00	$140,886 Land $28,000 Building $112,886	$402,530 Land $80,000 Building $322,530
2023	$5,629.00 (+2.91%) Homeowner's exemption	$114,828 (-) Land $15,068 Building $99,760
2022	$5,470.00 Homeowner's exemption	$114,828 Land $15,068 Building $99,761	$328,080 (-) Land $43,050 Building $285,030
2021			$328,080 Land $43,050 Building $285,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4620 Amelia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4620 Amelia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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