462 Xavier Ct, Valley Park, MO 63088 Property Records

St. Louis County property record for 462 Xavier Ct, Valley Park, MO 63088

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,431 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Sep 2023)
Tax Bill	$4,880 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26Q-44-0480`

Property Details

APN / Parcel Number

Primary APN	`26Q-44-0480`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
Gross Area	1,851 sqft
1st Floor Area	852 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	55 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Balcony Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	462 XAVIER CT
City	VALLEY PARK
State	MO
Zip	63088-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	58PDR
Legal Description	MISSION HILLS ESTATES LOT 323
Legal Subdivision	MISSION HILLS ESTATES
Legal Lot Number	323
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2002
Census Tract	218102

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 XAVIER CT, VALLEY PARK, MO 63088-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 24, 2018	Warranty Deed, Transfer FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2023927531
Prior Transfer Date	May 8, 2013
Prior Transfer Doc	0205182439
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 27, 2023
Property Address	462 XAVIER CT, VALLEY PARK, MO 63088-2323
Document Number	2023092700531
Map Reference	MB 320 PG 54
Instrument Date	Sep 26, 2023
Instrument	2023092700531
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 FALL FLOWER CT, EUREKA, MO 63025-2746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 XAVIER CT, VALLEY PARK, MO 63088-2323

Mortgage

Document Number	2023092700532
Date	Sep 27, 2023
Instrument	2023092700532

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 24, 2018
Property Address	462 XAVIER CT, VALLEY PARK, MO 63088-2323
Document Number	0232081902
Book / Page	023208 / 001902
Instrument Date	Sep 20, 2018
Instrument	433
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	462 XAVIER CT VALLEY PARK MO 630882323, VALLEY PARK, MO 63088-2323

Mortgage

Document Number	232081905
Date	Sep 24, 2018
Book Page	023208/001905
Instrument	434

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Valley Park City
Unified School District	Valley Park School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,520 (-) Land $19,400 Building $42,120	$323,800 (-) Land $102,100 Building $221,700
2025	$4,880.00 (+8.25%)	$61,520 (+14.52%) Land $19,400 Building $42,120	$323,800 (+14.54%) Land $102,100 Building $221,700
2024	$4,508.00 (+0.76%)
2023	$4,474.00 (+6.75%)	$53,720 (+17.6%) Land $13,590 Building $40,130	$282,700 (+17.6%) Land $71,500 Building $211,200
2022	$4,191.00	$45,680 Land $13,590 Building $32,090
2021			$240,400 Land $71,500 Building $168,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	112 (1979–2017)
Claims Outside the SFHA	2 of 112
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 35 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 3 claims Severe Storms & Flooding, Oct 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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