462 W 23rd St, Tracy, CA 95376 Property Records

San Joaquin County property record for 462 W 23rd St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1948
Lot Size	0.127 acres (5,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Oct 2023)
Tax Bill	$6,158 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`233-042-020-000`

Property Details

APN / Parcel Number

Primary APN	`233-042-020-000`
Alternative APN	`233-042-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,700 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,529 sqft (0.127 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-042-02
Street Address	462 W 23RD ST
City	TRACY
State	CA
Zip	95376-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 128 LOT 103
Legal Subdivision	SUNSET PARK
Legal Tract	128
Legal Block	2
Legal Lot Number	103
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2006
Census Tract	5303

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 W 23RD ST, TRACY, CA 95376-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 6, 2023	Grant Deed, Transfer · FHA Mortgage SOFI BANK NA
Nov 28, 2022	Intrafamily Transfer, Transfer
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	202379521
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0000040328
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 23, 2026
Property Address	462 W 23RD ST, TRACY, CA 95376-2543
Document Number	0000086232
Instrument Date	Aug 18, 2026
Instrument	202686232
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	462 W 23RD ST, TRACY, CA 95376-2543

Mortgage

Document Number	0000086232,
Date	Sep 23, 2026
Instrument	202686232

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jan 1, 2055

Interest

Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 6, 2023
Property Address	462 W 23RD ST, TRACY, CA 95376-2543
Document Number	0000079521
Map Reference	MB 11 PG 114
Instrument Date	Oct 2, 2023
Instrument	2023-079521
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	462 W 23RD ST, TRACY, CA 95376-2543

Mortgage

Document Number	0000079522
Date	Oct 6, 2023
Instrument	2023-079522

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 28, 2022
Property Address	462 W 23RD ST, TRACY, CA 95376-2543
Document Number	0000132506
Map Reference	VOL 11 PG 114
Instrument Date	Nov 21, 2022
Instrument	2022-132506
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	462 W 23RD ST, TRACY, CA 95376-2543

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 4, 2021
Property Address	462 W 23RD ST, TRACY, CA 95376-2543
Document Number	0000040328
Map Reference	VOL 11 PG 114
Instrument Date	Feb 25, 2021
Instrument	2021-040328
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	462 W 23RD ST, TRACY, CA 95376-2543

Mortgage

Document Number	0000040329
Date	Mar 4, 2021
Instrument	2021-040329

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 30, 2019
Property Address	462 W 23RD ST, TRACY, CA 95376-2543
Document Number	0000110376
Instrument Date	Sep 25, 2019
Instrument	110376
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	462 W 23RD ST TRACY CA 953762543, TRACY, CA 95376-2543

Mortgage

Document Number	110377
Date	Sep 30, 2019
Instrument	110377

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,158.00 (-10.38%)
2025	$6,871.00 (+175.61%)	$596,700 (+153.48%) Land $178,500 Building $418,200
2023	$2,493.00 (+2.17%) Homeowner's exemption	$235,406 Land $90,152 Building $145,254	$512,100
2022	$2,440.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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