Frederick County property record for 462 Vermont Ct, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1972 |
| Lot Size | 0.072 acres (3,179 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Dec 2022) |
| Tax Bill | $2,828 (2023) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-463601 |
| Primary APN | 02-463601 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,104 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,179 sqft (0.072 acres) |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463601 |
|---|---|
| Street Address | 462 VERMONT CT |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5971 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 3 SECTION 2 3,179 SQ FT SAGNER |
| Legal Subdivision | SAGNER SEC 2 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 772200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 462 VERMONT CT, FREDERICK, MD 21701-5971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed, Transfer · FHA Mortgage CITY LENDING INC |
| Oct 13, 2017 | Deed of Trust, Mortgage HOUSING AUTHORITY OF THE CITY OF FEDERIC |
| Oct 13, 2017 | Deed, Transfer · FHA Mortgage TOWNE BANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Oct 13, 2017 · Amount on Record |
| Deed Document Number | 0001626758 |
| Deed Book / Page | 16267 / 58 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 19, 2022 |
| Property Address | 462 VERMONT CT, FREDERICK, MD 21701-5971 |
| Document Number | 0162670058 |
| Book / Page | 16267 / 58 |
| Map Reference | MB 87 PG 3&4 |
| Instrument Date | Dec 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | OLD REPUBLIC NATIONAL TITLE INSURANCE, OLD REPUBLIC NATL TTL INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 462 VERMONT CT, FREDERICK, MD 21701-5971 |
| Document Number | 0001626766 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 16267/66 |
| Name | CITY LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 462 VERMONT CT, FREDERICK, MD 21701-5971 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0120790321 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 12079/0321 |
| Instrument | 12079-0321 |
| Name | HOUSING AUTHORITY OF THE CITY OF FEDERIC |
|---|---|
| Type | Non-Lending Institution |
| Address | FREDERICK, MD 21701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 13, 2017 |
| Property Address | 462 VERMONT CT, FREDERICK, MD 21701-5971 |
| Document Number | 0120790297 |
| Book / Page | 12079 / 0297 |
| Map Reference | MB87 PG3&4 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 12079-0297 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 462 VERMONT CT, FREDERICK, MD 21701-5971 |
| Document Number | 120790303 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 12079-0303 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,828.00 | $152,433 | $204,500 Land $75,800 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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