St. Johns County property record for 462 Summerset Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,848 sqft · built 2005 |
| Lot Size | 0.66 acres (28,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $897,000 (Oct 2021) |
| Tax Bill | $11,396 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001171-1030 |
| Primary APN | 001171-1030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,848 sqft Living Area |
| Gross Area | 4,774 sqft |
| 1st Floor Area | 3,359 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,749 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 719 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 555 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 281 sqft |
| Deck Area | Deck Area |
| Patio Area | 797 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 462 SUMMERSET DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 46/78-89 BARTRAM PLANTATION PHASE 2 LOT 103 OR5399/1801 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | BARTRAM PLANTATION PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 001171-1030
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 462 SUMMERSET DR, SAINT JOHNS, FL 32259-8890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Oct 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Mar 11, 2013 · Amount on Record |
| Deed Document Number | 2021114871 |
| Deed Book / Page | 5399 / 1801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 462 SUMMERSET DR, SAINT JOHNS, FL 32259-8890 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1206 CELAR CT, FERNANDINA BEACH, FL 32034 |
| Document Number | 0054761362 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 5476/1362 |
| Instrument | 2022008456 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 21, 2021 |
| Property Address | 462 SUMMERSET DR, SAINT JOHNS, FL 32259-8890 |
| Document Number | 0053991801 |
| Book / Page | 5399 / 1801 |
| Map Reference | MB 46 PG 78-89 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021114871 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,279.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2328 MOREMEN RD, FRUIT COVE, FL 32259-8322 |
| Name | Verified Name |
|---|---|
| Address | 462 SUMMERSET DR, SAINT JOHNS, FL 32259-8890 |
| Document Number | 0053991803 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 5399/1803 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $823,397 (-4.27%) Land $200,000 Building $623,397 | $823,397 (-4.97%) Land $200,000 Building $623,397 | |
| 2025 | $11,396.00 (+11.27%) Homeowner's exemption | $860,116 (+2.9%) | $866,502 (+3.66%) Land $215,000 Building $651,502 |
| 2024 | $10,242.00 (-0.92%) Homeowner's exemption | $835,876 (+0.26%) | $835,876 (-2.93%) Land $200,000 Building $635,876 |
| 2023 | $10,337.00 (+2.43%) Homeowner's exemption | $833,724 (+3%) | $861,066 (+6.38%) Land $190,000 Building $671,066 |
| 2022 | $10,092.00 Homeowner's exemption | $809,441 | $809,441 Land $162,400 Building $647,041 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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