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462 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 462 Spindale St, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1922
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Aug 2026)
Tax Bill$1,230 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1204825

Property Details

APN / Parcel Number

Primary APN1204825
Alternative APN
  • 18910

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area952 sqft Heated Area
Utility Area35 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
PorchPorch
Porch Area63 sqft
Canopy16 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Street Address462 SPINDALE ST
CitySPINDALE
StateNC
Zip28160-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionGPIN:1620197039540000; RES SPINDALE ST
Legal SubdivisionSPINNERS PROCESSING COMPANY SUBDIVISION
Legal Tract2
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1050
Census Tract960600

Owner

462 Spindale St is owned by two individuals who bought it in August 2026.

Source: Rutherford County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address133 S POWELL ST, 234, FOREST CITY, NC 28043-5209
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on File
Deed SaleAug 27, 2026 · Amount on File
Prior SaleAug 26, 2002 · Amount on File
Deed Book / Page2106 / 1266
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateAug 27, 2026
Property Address462 SPINDALE ST, SPINDALE, NC 28160-1608
Document Number2106001266
Book / Page2106 / 1266
Instrument DateAug 27, 2026
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2106001269,
DateAug 27, 2026
Book Page2106/1269
Lender
NameAMERICAN FINANCING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 462 Spindale St was $1,230.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,230.00$87,600 Land $9,500 Building $78,100$87,600 Land $9,500 Building $78,100
2023$87,600 Land $9,500 Building $78,100$87,600 Land $9,500 Building $78,100
2022$691.00
2021$691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 462 Spindale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Spindale St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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