462 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 462 Sidney St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 912 sqft · built 1927
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2022)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-41-0046`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-41-0046`
Alternative APNs	`8545408` `606225`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	606225
Street Address	462 SIDNEY ST E
City	SAINT PAUL
State	MN
Zip	55107-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W ST PAUL RE&IMP SYND 2 LOTS 4 AND LOT 5 BLK 27
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	THE W ST PAUL RE&IMP SYND 2
Legal Block	27
Legal Lot Number	4,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1000
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	462 SIDNEY ST E, SAINT PAUL, MN 55107-2416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 17, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20224935355
Transfer Doc	0004919685
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 24, 2022
Property Address	462 SIDNEY ST E, SAINT PAUL, MN 55107-2416
Document Number	0A04935355
Instrument Date	Feb 18, 2022
Instrument	A04935355
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 SIDNEY ST E, SAINT PAUL, MN 55107-2416

Mortgage

Document Number	0A04935356
Date	Feb 24, 2022
Instrument	A04935356

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 17, 2021
Property Address	462 SIDNEY ST E, SAINT PAUL, MN 55107-2416
Document Number	0A04919686
Instrument Date	Nov 12, 2021
Instrument	A04919686
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.46
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 BROOKLYN PARK DR, BROOKLYN PARK, MN 55444-2563

Mortgage

Document Number	0A04919687
Date	Nov 17, 2021
Instrument	A04919687

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2022

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,400 (+15.78%) Land $22,800 Building $251,600	$274,400 (+15.78%) Land $22,800 Building $251,600
2025	$4,158.00 (+63.06%)
2023	$2,550.00 Homeowner's exemption	$237,000 Land $17,600 Building $219,400	$237,000 Land $17,600 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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