Kane County property record for 462 S Alfred Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,347 sqft · built 1948 |
| Lot Size | 0.107 acres (4,646 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Feb 2017) |
| Tax Bill | $5,627 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2017 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-278-020 |
| Primary APN | 06-22-278-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,347 sqft Living Area |
| Gross Area | 2,184 sqft |
| Basement Area | 837 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 4,646 sqft (0.107 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 462 S ALFRED AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 4 BLOCK 4 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 462 S ALFRED AVE, ELGIN, IL 60123-7206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Feb 8, 2017 | Warranty Deed, Transfer · Stand-Alone Second Mortgage THE UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2017 · Amount on Record |
| Deed Sale | Feb 8, 2017 · Amount on Record |
| Prior Sale | May 7, 2012 · Amount on Record |
| Deed Document Number | 20177371 |
| Prior Transfer Date | Mar 3, 2006 |
| Prior Transfer Doc | 0000033453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 462 S ALFRED AVE, ELGIN, IL 60123-7206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | HALLMARK TITLE, HALLMARK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000051502 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021K051502 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 8, 2017 |
| Property Address | 462 S ALFRED AVE, ELGIN, IL 60123-7206 |
| Document Number | 0000007371 |
| Map Reference | MB29 PG47 |
| Instrument Date | Jan 2, 2017 |
| Instrument | 2017K007371 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 462 S ALFRED AVE, 462, ELGIN, IL 60123-7206 |
| Name | Verified Name |
|---|---|
| Address | 462 S ALFRED AVE, ELGIN, IL 60123-7206 |
| Document Number | 0000007373 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 2017K007373 |
| Name | THE UNITED STATES OF AMERICA |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000007372 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 2017K007372 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,627.00 (+15.81%) Homeowner's exemption | $81,767 (+8.57%) Land $18,293 Building $63,474 | $245,399 (+8.57%) Land $54,901 Building $190,498 |
| 2024 | $75,313 (+21.39%) Land $16,849 Building $58,464 | $226,029 (+21.44%) Land $50,567 Building $175,462 | |
| 2022 | $4,859.00 (+4.74%) Homeowner's exemption | $62,041 (+6.96%) Land $13,880 Building $48,161 | $186,123 (+6.96%) Land $41,640 Building $144,483 |
| 2021 | $4,639.00 Homeowner's exemption | $58,004 Land $12,977 Building $45,027 | $174,012 Land $38,931 Building $135,081 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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