462 S 3rd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 462 S 3rd Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Duplex
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2023)
Tax Bill	$16,328 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.39-3107-35`

Property Details

APN / Parcel Number

Primary APN	`550800 169.39-3107-35`
Alternative APNs	`080016903931070350000000` `082610`

Exterior

Architectural Style	Duplex Single
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	082610
Street Address	462 S 3RD AVE
City	MOUNT VERNON
State	NY
Zip	10550-4508
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MAP VILLAGE OF MOUNT VERNON
Legal Block	3107
Legal Lot Number	35.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	2700

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	121 PELHAMDALE AVE, MOUNT VERNON, NY 10553-1351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Deed Document Number	20233249
Prior Transfer Date	Dec 9, 1993
Prior Transfer Doc	1075000217
Record Updated	Oct 29, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 3, 2023
Property Address	462 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Document Number	0631173249
Map Reference	MAP 144
Instrument Date	Apr 27, 2023
Instrument	631173249
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	462 S 3RD AVE, MOUNT VERNON, NY 10550-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PELHAMDALE AVE, MOUNT VERNON, NY 10553-1351

Mortgage

Document Number	0631233226
Date	May 3, 2023
Instrument	631233226

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	462 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600703442
Date	Mar 12, 2020
Instrument	600703442

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Interest

Rate	3.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	462 S 3RD AVE, MOUNT VERNON, NY 10550-4508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600703441
Date	Mar 12, 2020
Instrument	600703441

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,328.00 (+30.31%)
2025	$12,530.00	$9,500 (-) Land $1,200 Building $8,300	$527,778 (+6.67%) Land $66,667 Building $461,111
2024	Homeowner's exemption	$9,500 (-) Land $1,200 Building $8,300	$494,792 (-10.94%) Land $62,500 Building $432,292
2023		$9,500 Land $1,200 Building $8,300	$555,555 Land $70,175 Building $485,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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