462 Mountain River Rd, Bayfield, CO 81122 Property Records

La Plata County property record for 462 Mountain River Rd, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,232 sqft · built 1979
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5377-204-08-003`

Property Details

APN / Parcel Number

Primary APN	`5377-204-08-003`
Alternative APN	`R012546`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	160 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Porch
Porch Area	59 sqft
Patio Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R012546
Street Address	462 MOUNTAIN RIVER RD
City	BAYFIELD
State	CO
Zip	81122-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAIN RIVER #1 BLOCK: 0 LOT: 3 MOUNTAIN RIVER RESUB, AMENDED PLAT #343486 462 MOUNTAIN RIVER RD BAYFIELD 81122
Legal Subdivision	MOUNTAIN RIVER #1
Legal Block	4
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	4
Census Block	4041
Census Tract	970602

Owner

462 Mountain River Rd is owned by two individuals who bought it in August 2026.

Source: La Plata County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7103 N COUNTY ROAD 1297, MIDLAND, TX 79707-8972
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Jul 22, 2016 · Amount on File
Deed Document Number	20261257575
Prior Transfer Date	Jul 20, 2016
Prior Transfer Doc	0001115038
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 31, 2026
Property Address	462 MOUNTAIN RIVER RD, BAYFIELD, CO 81122-8752
Document Number	0001257575
Instrument Date	Aug 28, 2026
Instrument	20261257575
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7103 N COUNTY ROAD 1297, MIDLAND, TX 79707-8972
Investor	Possibly a Property Investor

Mortgage

Document Number	0001257576,
Date	Aug 31, 2026
Instrument	20261257576

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 462 Mountain River Rd was $1,140.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,200 (-2.05%) Land $3,410 Building $13,790	$281,040 (-) Land $55,740 Building $225,300
2025	$1,140.00	$17,560 Land $3,480 Building $14,080	$281,040 Land $55,740 Building $225,300
2023	$759.00 (-9.21%)	$13,390 (-4.63%) Land $2,450 Building $10,940	$199,750 (-1.1%) Land $36,500 Building $163,250
2022	$836.00	$14,040 Land $3,660 Building $10,380	$201,980 Land $52,680 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 462 Mountain River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 102 policies
Nearby Flood Policies	102 in force
Nearby Flood Claims	20 (2025)
Most Recent Claim	Oct 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Mountain River Rd is high, ranking above 81% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 83% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Visionary Broadband Fixed Wireless	25 / 5