462 Montgomery St, Salinas, CA 93907 Property Records

Monterey County property record for 462 Montgomery St, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,295 sqft · built 1985
Lot Size	0.119 acres (5,173 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Sep 2021)
Tax Bill	$7,436 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`261-782-044-000`

Property Details

APN / Parcel Number

Primary APN	`261-782-044-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,173 sqft (0.119 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	462 MONTGOMERY ST
City	SALINAS
State	CA
Zip	93907-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRENTWOOD WEST TRACT NO 991 LOT 44 BLK 2
Legal Subdivision	BRENTWOOD WEST
Legal Tract	991
Legal Block	2
Legal Lot Number	44
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2007
Census Tract	1801

Owner

462 Montgomery St is owned and occupied by two individuals who bought it in September 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 17, 2021	Grant Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
May 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Apr 27, 2000 · Amount on File
Deed Document Number	202162421
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000062421
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040

Mortgage

Document Number	0000006786
Date	Feb 28, 2024
Instrument	2024006786

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 NEW HAVEN WAY, SALINAS, CA 93906-4601

Mortgage

Document Number	0000048806
Date	Sep 17, 2020
Instrument	2020048806

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 17, 2021
Property Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040
Document Number	0000062421
Map Reference	VOL 15 PG 40
Instrument Date	Sep 15, 2021
Instrument	2021062421
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040

Mortgage

Document Number	0000062422
Date	Sep 17, 2021
Instrument	2021062422

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 22, 2017
Property Address	462 MONTGOMERY ST, SALINAS, CA 93907-2040
Document Number	0000026969
Instrument Date	May 17, 2017
Instrument	26969
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1732 NEW HAVEN WAY SALINAS CA 939064601, SALINAS, CA 93906-4601

Tax Assessment & Valuation

The 2025 property tax bill for 462 Montgomery St was $7,436.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,159 (+2%) Land $389,674 Building $216,485
2025	$7,436.00	$594,275 Land $382,034 Building $212,241
2023	$6,578.00 (+3.87%)	$571,200 Land $367,200 Building $204,000
2022	$6,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 462 Montgomery St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Montgomery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile.

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