462 Kirk Rd, Sylva, NC 28779 Property Records

Jackson County property record for 462 Kirk Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,822 sqft · built 1995
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$608,500 (Apr 2024)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7622-94-5852`

Property Details

APN / Parcel Number

Primary APN	`7622-94-5852`
Alternative APN	`177667`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,822 sqft Heated Area
1st Floor Area	1,902 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	10 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	462 KIRK RD
City	SYLVA
State	NC
Zip	28779-6671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAZEL HOLLOW
Legal Subdivision	HAZEL HOLLOW
Jurisdiction	JACKSON NC
Township / Civil Division	BARKERS CREEK
Census Block Group	4
Census Block	4000
Census Tract	950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 KIRK RD, SYLVA, NC 28779-6671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Aug 3, 2016 · Amount on Record
Deed Book / Page	2375 / 1542
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0021490818
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 18, 2024
Property Address	462 KIRK RD, SYLVA, NC 28779-6671
Document Number	0023751542
Book / Page	2375 / 1542
Map Reference	CAB 12 SL 129
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 RIVERBEND RD, SYLVA, NC 28779-6610

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	764 RIVERBEND RD, SYLVA, NC 28779-6610

Mortgage

Document Number	0023751545
Date	Apr 18, 2024
Book Page	2375/1545

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company
Address	4800 N FEDERAL HWY STE 200E, BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	462 KIRK RD, SYLVA, NC 28779-6671
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023580570
Date	Jun 21, 2023
Book Page	2358/570

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,609 (-) Land $189,290 Building $428,319
2025	$2,346.00 (+32.32%)	$617,609 (+32.33%) Land $189,290 Building $428,319
2023	$1,773.00	$466,720 Land $168,150 Building $298,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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