462 Hunter Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 462 Hunter Rd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,852 sqft · built 1951
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Oct 2020)
Tax Bill$16,522 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN51-04509-0000-00008

Property Details

APN / Parcel Number

Primary APN51-04509-0000-00008
Alternative APN
  • 510450900008

Interior

Stories2 Stories
Building Area1,852 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions95 ft deep x 73 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address462 HUNTER RD
CityRIDGEWOOD
StateNJ
Zip07450-5516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.165 AC
Legal SubdivisionRIDGEWOOD LAWNS
Legal Block4509
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group3
Census Block3008
Census Tract47500

Owner

462 Hunter Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address462 HUNTER RD, RIDGEWOOD, NJ 07450-5516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 5, 2020Deed, Transfer · Conventional Mortgage
MORTGAGE UNLIMITED
Jul 20, 2020Deed of Trust, Mortgage · Conventional with PMI
MORTGAGES UNLIMITED

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2020 · Amount on File
Deed SaleOct 5, 2020 · Amount on File
Prior SaleFeb 16, 2012 · Amount on File
Deed Document Number202097029
Deed Book / Page3744 / 1224
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address462 HUNTER RD, RIDGEWOOD, NJ 07450-5516
Transaction TypeMortgage
Record UpdatedSep 27, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address462 HUNTER RD, RIDGEWOOD, NJ 07450-5516

Mortgage

Document Number0047831944
DateAug 24, 2022
Book Page4783/1944
Instrument2022083948
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 5, 2020
Property Address462 HUNTER RD, RIDGEWOOD, NJ 07450-5516
Document Number0037441224
Book / Page3744 / 1224
Instrument DateJul 20, 2020
Instrument20-097029
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyNORTHERN NJ TTL SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,033.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 830, KENNEBUNK, ME 04043-0830

Transferred To (Grantee/Buyer)

NameVerified Name
Address462 HUNTER RD, RIDGEWOOD, NJ 07450-5516

Mortgage

Document Number20097030
DateOct 5, 2020
Instrument20-097030
Lender
NameMORTGAGE UNLIMITED
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address462 HUNTER RD, RIDGEWOOD, NJ 07450-5516
Document Number0037441228
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNORTHERN NJ TITLE SERVICES, NORTHERN NJ TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address462 HUNTER RD RIDGEWOOD NJ 074505516, RIDGEWOOD, NJ 07450-5516

Mortgage

Document Number0037441228
DateOct 5, 2020
Book Page003744/001228
Instrument97030
Lender
NameMORTGAGES UNLIMITED
TypeMortgage Company
AddressGARFIELD, NJ 07026
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 462 Hunter Rd was $16,522, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,700 (-) Land $266,800 Building $304,900$571,700 (-) Land $266,800 Building $304,900
2025$16,522.00 (+0.73%)$571,700 Land $266,800 Building $304,900$571,700 Land $266,800 Building $304,900
2024$16,402.00
2023$571,700 Land $266,800 Building $304,900$571,700 Land $266,800 Building $304,900
2022$15,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 462 Hunter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Hunter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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