Union County and Westfield Town property record for 462 Grove St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,163 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Apr 2016) |
| Tax Bill | $14,705 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04204-0000-00012 |
| Primary APN | 20-04204-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,163 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Old Parcel Number | 2000627000000021 |
|---|---|
| Street Address | 775 WESTFIELD AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PEARSALL CO PROP #5 |
| Legal Block | 4204 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 36700 |
462 Grove St is owned and occupied by two individuals who bought it in April 2016.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 775 WESTFIELD AVE, WESTFIELD, NJ 07090-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on File |
| Deed Sale | Apr 29, 2016 · Amount on File |
| Deed Book / Page | 6117 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 462 GROVE ST, WESTFIELD, NJ 07090 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0150992520 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 15099/2520 |
| Instrument | 24783 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 462 GROVE ST, WESTFIELD, NJ 07090 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0146892728 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 14689/2728 |
| Instrument | 690943 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 462 Grove St was $14,705, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,600 (-) Land $486,000 Building $155,600 | $641,600 (-) Land $486,000 Building $155,600 | |
| 2025 | $14,705.00 (+1.78%) | $641,600 Land $486,000 Building $155,600 | $641,600 Land $486,000 Building $155,600 |
| 2024 | $14,448.00 | ||
| 2023 | $641,600 Land $486,000 Building $155,600 | $641,600 Land $486,000 Building $155,600 | |
| 2022 | $13,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 462 Grove St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 462 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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