462 Circle Dr, Prospect, TN 38477 Property Records

Giles County property record for 462 Circle Dr, Prospect, TN 38477

Property Summary

Property Type	Residential Vacant Land
Details	1,344 sqft · built 1981
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2026)
Tax Bill	$103 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`028164 09700`

Property Details

APN / Parcel Number

Primary APN	`028164 09700`
Alternative APN	`164 09700`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	462 CIRCLE DR
City	PROSPECT
State	TN
Zip	38477-6359
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Legal Subdivision	CALLAHAN SUBDIVISION
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1066
Census Tract	920700

Owner

Source: Giles County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	462 CIRCLE DR, PROSPECT, TN 38477-6359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 6, 2023	Warranty Deed, Transfer NOT AVAILABLE, GILES TITLE AND ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Dec 6, 2023 · Amount on Record
Deed Document Number	2026156499
Deed Book / Page	415 / 677
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0000154480
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	462 CIRCLE DR, PROSPECT, TN 38477-6359
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GILES TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 CIRCLE DR, PROSPECT, TN 38477-6359

Mortgage

Document Number	0000156500
Date	Jan 21, 2026
Book Page	DT690/517
Instrument	25156500

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	1 WORLD TRADE CTR # 8080, NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Dec 6, 2023
Property Address	462 CIRCLE DR, PROSPECT, TN 38477-6359
Document Number	0000146166
Book / Page	D404 / 279
Map Reference	MB 1 PG 34
Instrument Date	Nov 6, 2023
Instrument	23146166
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, GILES TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 BETHEL PROSPECT RD, PROSPECT, TN 38477-6313

Tax Assessment & Valuation

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$103.00 (-44.32%)	$4,475 (-51.88%) Land $4,475
2024	$185.00	$9,300 (-) Land $9,300
2023	$185.00	$9,300 (-) Land $9,300
2022	$185.00	$9,300 Land $9,300	$17,900 Land $17,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000

Cell Coverage

No cell data coverage reported

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