San Joaquin County property record for 462 Charlemagne Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,373 sqft · built 1991 |
| Lot Size | 0.103 acres (4,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jul 2017) |
| Tax Bill | $5,270 (2026) |
| Deeds & Mortgages | Apr 2019 Loan Modification Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-370-390-000 |
| Primary APN | 235-370-390-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,373 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,504 sqft (0.103 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-370-39 |
|---|---|
| Street Address | 462 CHARLEMAGNE LN |
| City | TRACY |
| State | CA |
| Zip | 95376-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92-FM PT OF 235-140-07 |
| Legal Subdivision | CALIFORNIA COLLECTIONS |
| Legal Tract | 2364 |
| Legal Block | 3 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5405 |
Source: San Joaquin County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 462 CHARLEMAGNE LN, TRACY, CA 95376-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2019 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| Jul 12, 2017 | Grant Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Aug 14, 2003 · Amount on Record |
| Deed Document Number | 201778476 |
| Prior Transfer Date | May 30, 2003 |
| Prior Transfer Doc | 0000123633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 462 CHARLEMAGNE LN, TRACY, CA 95376-5440 |
| Document Number | 0000047680 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 462 CHARLEMAGNE LN TRACY CA 953765440, TRACY, CA 95376-5440 |
| Document Number | 0000047680 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 47680 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 9, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 12, 2017 |
| Property Address | 462 CHARLEMAGNE LN, TRACY, CA 95376-5440 |
| Document Number | 0000078476 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 78476 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 CHARLEMAGNE LN TRACY CA 953765440, TRACY, CA 95376-5440 |
| Document Number | 78477 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 78477 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,270.00 (+0.04%) | ||
| 2025 | $5,268.00 (+10.07%) | $438,058 (+4.04%) Land $153,604 Building $284,454 | |
| 2023 | $4,786.00 (+2.09%) | $421,050 Land $147,641 Building $273,409 | $567,000 |
| 2022 | $4,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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