462 Bob Cir, Forest, VA 24551 Property Records

Campbell County property record for 462 Bob Cir, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,142 sqft · built 1974
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2018)
Tax Bill	$1,054 (2026)
Deeds & Mortgages	Dec 2021 Refinance Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11B-3-31`

Property Details

APN / Parcel Number

Primary APN	`11B-3-31`
Alternative APNs	`011B-03000-031-0` `000696600` `696600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,142 sqft Living Area
Basement Area	714 sqft
Finished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	696600
Street Address	462 BOB CIR
City	FOREST
State	VA
Zip	24551-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BOB HILL - LOT 31
Legal Subdivision	BOB HILL SD
Legal Lot Number	31
Jurisdiction	CAMPBELL VA
Township / Civil Division	TIMBERLAKE
Census Block Group	3
Census Block	3012
Census Tract	20300

Owner

462 Bob Cir is owned and occupied by an individual who bought it in November 2018.

Source: Campbell County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	462 BOB CIR, FOREST, VA 24551-4025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOMINION CAPITAL MORTGAGE INC
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage DOMINION CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Document Number	20185301
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	462 BOB CIR, FOREST, VA 24551-4025
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210009464
Date	Dec 28, 2021
Instrument	210009464

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	462 BOB CIR, FOREST, VA 24551-4025
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	ROCKY MOUNTAIN TITLE, ROCKY MOUNT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001212
Date	Mar 5, 2020
Instrument	200001212

Lender

Name	DOMINION CAPITAL MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	462 BOB CIR, FOREST, VA 24551-4025
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003258
Date	Jul 13, 2023
Instrument	230003258

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Nov 13, 2018
Property Address	462 BOB CIR, FOREST, VA 24551-4025
Document Number	0180005301
Instrument Date	Nov 9, 2018
Instrument	180005301
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 BOB CIR, FOREST, VA 24551-4025

Mortgage

Document Number	0180005302
Date	Nov 13, 2018
Instrument	180005302

Lender

Name	DOMINION CAPITAL MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 462 Bob Cir was $1,054.

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,054.00	$234,400 (-) Land $45,000 Building $189,400	$234,400 Land $45,000 Building $189,400
2025	$1,054.00	$234,400 Land $45,000 Building $189,400
2023	$1,054.00	$234,400 Land $45,000 Building $189,400	$234,400 Land $45,000 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 462 Bob Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1989–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Bob Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMPBELL COUNTY CENTRAL SYSTEM serves 21,761 people · EPA ID VA5031150
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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