462 Albert St, Independence, OR 97351 Property Records

Polk County property record for 462 Albert St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,255 sqft · built 1930
Lot Size	0.43 acres (18,720 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Nov 2024)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08421-CD-08100`

Property Details

APN / Parcel Number

Primary APN	`08421-CD-08100`
Alternative APN	`202071`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,255 sqft
Basement Area	675 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,720 sqft (0.43 acres)
View / Lot	Creek
Garage Area	584 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	32 sqft
Patio Area	79 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	202071
Street Address	462 ALBERT ST
City	INDEPENDENCE
State	OR
Zip	97351-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	THORPS ADDITION LOT 1 2 3 7 8 BLOCK 15
Legal Range	4W
Legal Township	08S
Legal Section	21
Legal Subdivision	THORPS ADDITION
Legal Block	15
Legal Lot Number	1 2 3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3014
Census Tract	20305

Owner

462 Albert St is owned and occupied by two individuals who bought it in November 2024.

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	462 ALBERT ST, INDEPENDENCE, OR 97351-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage VETERANS ADMN
Oct 18, 2019	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR
Oct 18, 2019	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage VETERANS ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	20248439
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	0000008439
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	462 ALBERT ST, INDEPENDENCE, OR 97351-2011
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001816
Date	Feb 1, 2021
Instrument	2021-001816

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 15, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 19, 2019
Property Address	462 ALBERT ST, INDEPENDENCE, OR 97351-2011
Document Number	0000008906
Instrument Date	Aug 13, 2019
Instrument	8906
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	462 ALBERT ST INDEPENDENCE OR 973512011, INDEPENDENCE, OR 97351-2011

Mortgage

Document Number	8907
Date	Aug 19, 2019
Instrument	8907

Lender

Name	VETERANS ADMN
Address	700 SUMMER ST NE, SALEM, OR 97301-1288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2039

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK OR
Recording Date	Oct 18, 2019
Property Address	462 ALBERT ST, INDEPENDENCE, OR 97351-2011
Document Number	0000012082
Instrument Date	Aug 13, 2019
Instrument	12082
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR

Transaction

Amount	Amount on Record
Tax	$257.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	462 ALBERT ST INDEPENDENCE OR 973512011, INDEPENDENCE, OR 97351-2011

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK OR
Recording Date	Oct 18, 2019
Property Address	462 ALBERT ST, INDEPENDENCE, OR 97351-2011
Document Number	0000012081
Instrument Date	Aug 13, 2019
Instrument	12081
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	462 ALBERT ST INDEPENDENCE OR 973512011, INDEPENDENCE, OR 97351-2011

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	462 ALBERT ST, INDEPENDENCE, OR 97351-2011
Document Number	0000014206
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	462 ALBERT ST INDEPENDENCE OR 973512011, INDEPENDENCE, OR 97351-2011

Mortgage

Document Number	0000014206
Date	Dec 4, 2019
Instrument	14206

Lender

Name	VETERANS ADMN
Address	700 SUMMER ST NE, SALEM, OR 97301-1288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 462 Albert St was $1,377, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,250 (+3%) Land $44,540 Building $65,710	$373,680 (-5.93%) Land $126,420 Building $247,260
2025	$1,377.00 (+3.77%) Veteran's exemption	$107,040 (+2.99%) Land $43,240 Building $63,800	$397,230 (+3.02%) Land $127,520 Building $269,710
2024	$1,327.00 (-2.5%) Veteran's exemption	$103,930 (+2.99%) Land $41,980 Building $61,950	$385,600 (-1.5%) Land $118,320 Building $267,280
2023	$1,361.00 (+8.88%) Veteran's exemption	$100,910 (+2.99%) Land $40,750 Building $60,160	$391,490 (+8.61%) Land $119,350 Building $272,140
2022	$1,250.00 Veteran's exemption	$97,980 Land $39,560 Building $58,420	$360,450 Land $106,180 Building $254,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 462 Albert St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 462 Albert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20

462 Albert St, Independence, OR 97351 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Albert St

Nearby Streets

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