46196 Via la Colorada, Temecula, CA 92592 Property Records

Riverside County property record for 46196 Via la Colorada, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,648 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Sep 2020)
Tax Bill	$9,565 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`962-182-002`

Property Details

APN / Parcel Number

Primary APN	`962-182-002`
Alternative APN	`950862002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	3,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	46196 VIA COLORADA
City	TEMECULA
State	CA
Zip	92592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 MB 261/021 TR 23065-1
Legal Subdivision	TRACT NO 23065 1
Legal Tract	23065-1
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4008
Census Tract	43252

Owner

46196 Via la Colorada is owned and occupied by two individuals who bought it in September 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46196 VIA COLORADA, TEMECULA, CA 92592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Aug 12, 2004 · Amount on File
Deed Document Number	2020424496
Prior Transfer Date	Apr 15, 2005
Prior Transfer Doc	0000174762
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	46196 VIA LA COLORADA, TEMECULA, CA 92592-1273
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46196 VIA LA COLORADA, TEMECULA, CA 92592-1273

Mortgage

Document Number	0000227241
Date	May 17, 2022
Instrument	2022-0227241

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	46196 VIA LA COLORADA, TEMECULA, CA 92592-1273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113336
Date	Mar 11, 2020
Instrument	2020-0113336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 9, 2020
Property Address	46196 VIA LA COLORADA, TEMECULA, CA 92592-1273
Document Number	0000424496
Map Reference	MB 261 PG 21-28
Instrument Date	Aug 4, 2020
Instrument	2020-0424496
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46196 VIA LA COLORADA, TEMECULA, CA 92592-1273

Mortgage

Document Number	0000424497
Date	Sep 9, 2020
Instrument	2020-0424497

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	46196 VIA LA COLORADA, TEMECULA, CA 92592-1273
Document Number	0000217629
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46196 VIA LA COLORADA TEMECULA CA 925921273, TEMECULA, CA 92592-1273

Mortgage

Document Number	0000217629
Date	Jun 1, 2017
Instrument	217629

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 31, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 46196 Via la Colorada was $9,565.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,213 (+2%) Land $138,010 Building $596,203
2025	$9,565.00	$719,817 Land $135,304 Building $584,513
2023	$9,318.00 (+2.18%)	$691,866 (+2%) Land $130,050 Building $561,816
2022	$9,119.00	$678,300 Land $127,500 Building $550,800
2021			$655,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46196 Via la Colorada in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46196 Via la Colorada is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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