46187 Keystone Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46187 Keystone Dr, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,814 sqft · built 1985
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2003)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-31-176-031`

Property Details

APN / Parcel Number

Primary APN	`20-08-31-176-031`
Alternative APN	`0831176031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Basement Area	1,814 sqft
Unfinished Basement	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Brick
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	191 ft deep x 73 ft wide
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46187 KEYSTONE DR
City	MACOMB
State	MI
Zip	48044-3185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRECKENRIDGE VILLAGE SUB LOT 137 LIBER: 75 PAGES: 36-40
Legal Subdivision	BRECKENRIDGE VILLAGE SUB
Legal Lot Number	137
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2011
Census Tract	224500

Owner

Source: Macomb County records · APN 20-08-31-176-031

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46187 KEYSTONE DR, MACOMB, MI 48044-3185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Deed Document Number	20033236513
Deed Book / Page	14023 / 447
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46187 KEYSTONE DR, MACOMB, MI 48044-3185
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46187 KEYSTONE DR, MACOMB, MI 48044-3185

Mortgage

Document Number	2200076137
Date	Jun 15, 2022
Book Page	28661/684
Instrument	202200076137

Lender

Name	COMERICA BANK
Type	Bank
Address	DENISON, TX 75021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,200 (+14.74%)	$392,400 (+14.74%)
2025	$3,581.00 (+13.11%)
2023		$171,000	$342,000
2022	$3,166.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992245002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1990)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1990, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.