4618 Polara, Harlingen, TX 78552 Property Records

Cameron County property record for 4618 Polara, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,206 sqft · built 2011
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on File
Last Sale	$207,200 (Aug 2011)
Tax Bill	$5,353 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone AO (high risk)
APN	`871572-0010-023000`

Property Details

APN / Parcel Number

Primary APN	`871572-0010-023000`
Alternative APN	`239193`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,735 sqft
1st Floor Area	2,206 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Garage Type	Attached
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Parking Spaces	2 Parking Spaces
Pool Area	530 sqft
Porch	Open Frame Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4618 POLARA
City	HARLINGEN
State	TX
Zip	78552-2873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 1 RIVERVIEW SUBDIVISION (C1-2645-AB)
Legal Subdivision	RIVERVIEW SUBDIVISION
Legal Block	1
Legal Lot Number	23
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1032
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4618 POLARA, HARLINGEN, TX 78552-2873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2011 · Amount on File
Deed Sale	Aug 1, 2011 · Amount on File
Deed Document Number	201129772
Deed Book / Page	17883 / 291
Prior Transfer Date	Jul 22, 2011
Prior Transfer Doc	17883/291
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4618 POLARA, HARLINGEN, TX 78552-2873
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 POLARA, HARLINGEN, TX 78552-2873

Mortgage

Document Number	0202404630
Date	Feb 9, 2024
Instrument	2024-04630

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4618 POLARA, HARLINGEN, TX 78552-2873
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201940939
Date	Nov 7, 2019
Instrument	2019-40939

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,421 (+1%)	$445,238 (-) Land $96,752 Building $348,486
2025	$5,353.00 (-4.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$354,928 (-21.55%) Land $96,752 Building $348,486	$445,238 (-1.59%) Land $96,752 Building $348,486
2023	$5,601.00 Homeowner's exemption Additional exemption filed	$452,433 Land $96,752 Building $355,681	$452,433 Land $96,752 Building $355,681
2022	$5,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T, Verizon.

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