4618 Emerald Rd, Cookeville, TN 38501 Property Records

Putnam County property record for 4618 Emerald Rd, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 2012
Lot Size	3.58 acres (155,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,768 (Aug 2012)
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071018 02403`

Property Details

APN / Parcel Number

Primary APN	`071018 02403`
Alternative APN	`018 02403`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Unfinished Basement	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	155,945 sqft (3.58 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4618 EMERALD RD
City	COOKEVILLE
State	TN
Zip	38501-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: N01
Jurisdiction	PUTNAM TN
Township / Civil Division	11
Census Block Group	2
Census Block	2011
Census Tract	301

Owner

Source: Putnam County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4618 EMERALD RD, COOKEVILLE, TN 38501-7961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST OF THE CUMBERLANDS
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN BK&TR/CUMBERLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2012 · Amount on Record
Deed Sale	Aug 23, 2012 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Book / Page	712 / 200
Prior Transfer Date	Aug 21, 2012
Prior Transfer Doc	0000712200
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4618 EMERALD RD, COOKEVILLE, TN 38501-7961
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 EMERALD RD, COOKEVILLE, TN 38501-7961

Mortgage

Document Number	0001524760
Date	Feb 22, 2024
Book Page	1524/760
Instrument	295319

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBERLANDS
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4618 EMERALD RD, COOKEVILLE, TN 38501-7961
Document Number	RB1188129
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4618 EMERALD RD COOKEVILLE TN 385017961, COOKEVILLE, TN 38501-7961

Mortgage

Document Number	RB1188129
Date	Apr 3, 2020
Book Page	001188/000129
Instrument	238227

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00 (+7.56%)	$45,975 (-) Land $7,725 Building $38,250
2023		$45,975 Land $7,725 Building $38,250
2022	$1,137.00
2021			$183,900 Land $30,900 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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