Howard County property record for 4618 Dower Dr, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,622 sqft · built 1966 |
| Lot Size | 0.462 acres (20,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,000 (Nov 2015) |
| Tax Bill | $7,723 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-200694 |
| Primary APN | 02-200694 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,622 sqft Total Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,124 sqft (0.462 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 200694 |
|---|---|
| Street Address | 4618 DOWER DR |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 41 S 5 4618 DOWER DR COLUMBIA HILLS |
| Legal Subdivision | COLUMBIA HILLS |
| Legal Lot Number | 41 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 602302 |
4618 Dower Dr is owned and occupied by an individual who bought it in November 2015.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4618 DOWER DR, ELLICOTT CITY, MD 21043-6406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on File |
| Deed Sale | Nov 17, 2015 · Amount on File |
| Prior Sale | Jan 23, 1984 · Amount on File |
| Deed Book / Page | 16553 / 166 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0165530166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4618 DOWER DR, ELLICOTT CITY, MD 21043-6406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALAMO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0198340154 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 19834/154 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 4618 Dower Dr was $7,723 with a homeowner's exemption, up 1.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,723.00 (+1.11%) Homeowner's exemption | $535,100 (+6.21%) Land $219,500 Building $315,600 | $535,100 (-) Land $219,500 Building $315,600 |
| 2025 | $7,638.00 Homeowner's exemption | $503,800 | $535,100 Land $219,500 Building $315,600 |
| 2023 | $441,200 Land $214,500 Building $226,700 | $441,200 Land $214,500 Building $226,700 | |
| 2022 | $4,773.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4618 Dower Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4618 Dower Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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