4618 Cloverdale Loop, Hixson, TN 37343 Property Records

Hamilton County property record for 4618 Cloverdale Loop, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,384 sqft · built 1964
Lot Size	0.558 acres (24,349 sqft)
Owner	Individual Name on Record
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109D J 003`

Property Details

APN / Parcel Number

Primary APN	`109D J 003`
Alternative APN	`0000034135`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,384 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,349 sqft (0.558 acres)
Lot Dimensions	187 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034135
Street Address	4618 CLOVERDALE LOOP
City	HIXSON
State	TN
Zip	37343-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 51 CLEARPOINT ESTATES PB23 PG18
Legal Subdivision	CLEARPOINT ESTATES
Legal Lot Number	51
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4618 CLOVERDALE LOOP, HIXSON, TN 37343-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 2, 2013
Last Transfer Date	Nov 16, 2015
Transfer Doc	0000000169
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4618 CLOVERDALE LOOP, HIXSON, TN 37343-4415
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 CLOVERDALE LOOP, HIXSON, TN 37343-4415

Mortgage

Document Number	0000000006
Date	Aug 23, 2022
Book Page	13066/483
Instrument	2022082300006

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	857 Months
Due	Jan 1, 2094

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (+44.84%)	$116,825 (+113.77%)	$467,300 (+113.77%) Land $75,000 Building $392,300
2024	$1,222.00	$54,650 (-)	$218,600 (-) Land $40,000 Building $178,600
2023	$1,222.00	$54,650	$218,600 Land $40,000 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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