4617 Ralph Ave, Hampstead, MD 21074 Property Records

Carroll County property record for 4617 Ralph Ave, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 936 sqft · built 1983
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Nov 2020)
Tax Bill	$3,247 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-034370`

Property Details

APN / Parcel Number

Primary APN	`08-034370`
Alternative APNs	`8034370` `034370`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	034370
Street Address	4617 RALPH AVE
City	HAMPSTEAD
State	MD
Zip	21074-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 31- 0.26 AC 4617 RALPH AVE 18-51 CLEARVIEW DEVELOP
Legal Subdivision	CLEARVIEW DEV SEC 02
Legal Lot Number	31
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4021
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2021	Intrafamily Transfer, Transfer SAGE TITLE GROUP LLC
Nov 17, 2020	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 22, 2021	Intrafamily Transfer, Transfer SAGE TITLE GROUP LLC
Apr 26, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Book / Page	9953 / 476
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	0100670435
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105170407
Date	Oct 21, 2021
Book Page	10517/407

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	3343

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 22, 2021
Property Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384
Document Number	0100670035
Book / Page	10067 / 435
Map Reference	MB 18 FO 51
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4617 RLAPH AVNEUE, HAMPSTEAD, MD 21074

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 17, 2020
Property Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384
Document Number	0099530476
Book / Page	9953 / 476
Map Reference	MMB 18 FO 51
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384

Mortgage

Document Number	0009953482
Date	Nov 17, 2020
Instrument	9953/482

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 22, 2021
Property Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384
Document Number	0100670435
Book / Page	10067 / 435
Map Reference	MB 18 FO 51
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4617 RLAPH AVNEUE, HAMPSTEAD, MD 21074

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 26, 2018
Property Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384
Document Number	0089960167
Book / Page	8996 / 0167
Map Reference	MB18 FO51
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4617 RALPH AVE, HAMPSTEAD, MD 21074-2384

Mortgage

Document Number	0008996175
Date	Apr 26, 2018
Instrument	8996/175

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,247.00 (+4.17%) Homeowner's exemption	$243,200 (+2.31%)	$254,200 (+6.94%) Land $102,600 Building $151,600
2025	$3,117.00 (+10.61%) Homeowner's exemption	$237,700 (+13.86%) Land $82,600 Building $155,100	$237,700 (-) Land $82,600 Building $155,100
2023	$2,818.00 Homeowner's exemption	$208,767	$237,700 Land $82,600 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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