4617 Black Rock Rd, Upperco, MD 21155 Property Records

Baltimore County property record for 4617 Black Rock Rd, Upperco, MD 21155

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,748 sqft · built 1986
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Mar 2015)
Tax Bill	$4,008 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2020 Second Mortgage + 3 more
APN	`05-1800011865`

Property Details

APN / Parcel Number

Primary APN	`05-1800011865`
Alternative APNs	`51800011865` `1800011865`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	434 ft deep x 177 ft wide
Porch	Open Porch
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1800011865
Street Address	4617 BLACK ROCK RD
City	UPPERCO
State	MD
Zip	21155-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC2
Legal Description	1.605 AC 69913 SQ FT BENJAMIN L DOZIER PROP
Legal Subdivision	BENJAMIN L DOZIER PROP
Legal Block	1
Legal Lot Number	3
Jurisdiction	BALTIMORE MD
Township / Civil Division	5
Census Block Group	1
Census Block	1066
Census Tract	405000

Owner

Source: Baltimore County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4617 BLACK ROCK RD, UPPERCO, MD 21155-9546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU OF MARYLAND
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL OF MD FEDERAL CREDIT UNI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on Record
Deed Sale	Mar 3, 2015 · Amount on Record
Prior Sale	Jan 9, 1987 · Amount on Record
Deed Book / Page	35899 / 1
Prior Transfer Date	Feb 18, 2015
Prior Transfer Doc	0358990007
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4617 BLACK ROCK RD, UPPERCO, MD 21155-9546
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0474470488
Date	Oct 13, 2022
Book Page	47447/488

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Max Rate	9.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4617 BLACK ROCK RD, UPPERCO, MD 21155-9546
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0425290044
Date	Mar 2, 2020
Book Page	42529/44

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 31, 2040

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4617 BLACK ROCK RD, UPPERCO, MD 21155-9546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399350299
Date	Feb 13, 2018
Book Page	0039935/299

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2032

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4617 BLACK ROCK RD, UPPERCO, MD 21155-9546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399350317
Date	Feb 13, 2018
Book Page	0039935/317

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	4617 BLACK ROCK RD, UPPERCO, MD 21155-9546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0425290026
Date	Mar 2, 2020
Book Page	42529/26

Lender

Name	FIRST FINANCIAL OF MD FEDERAL CREDIT UNI
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,500 (+15.97%) Land $104,900 Building $246,600	$351,500 (-) Land $104,900 Building $246,600
2024	$4,008.00 (+114.79%)
2023	$1,866.00	$303,100	$351,500 Land $104,900 Building $246,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Rock Rd

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