Benton County property record for 4617 8th St NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (May 2026) |
| Tax Bill | $5,114 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.02234.00 |
| Primary APN | 17.02234.00 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 10,000 sqft (0.229 acres) |
| Street Address | 4617 8TH ST NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-4665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-004 BLOCK-008 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 33 |
| Legal Subdivision | WATERS EDGE AT DON LK 4TH ADDN |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20300 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4617 8TH ST NE, SAINT CLOUD, MN 56304-4665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA |
| Jan 29, 2024 | Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2024 · Amount on Record |
| Deed Document Number | 2026483376 |
| Prior Transfer Date | May 15, 2026 |
| Prior Transfer Doc | 0000483376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 18, 2026 |
| Property Address | 4617 8TH ST NE, SAINT CLOUD, MN 56304-4665 |
| Document Number | 0000483376 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026483376 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126,654.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4617 8TH ST NE, SAINT CLOUD, MN 56304-4665 |
| Document Number | 0000483377, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026483377 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 29, 2024 |
| Property Address | 4617 8TH ST NE, SAINT CLOUD, MN 56304-4665 |
| Document Number | 0000470239 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 470239 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,633.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15697 180TH ST, MILACA, MN 56353-3202 |
| Investor | Possibly a Property Investor |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,114.00 (+3,264.47%) Homeowner's exemption | $327,500 (-) Land $60,000 Building $267,500 | $327,500 (-) Land $60,000 Building $267,500 |
| 2025 | $152.00 (-44.93%) Homeowner's exemption | $327,500 (+2,083.33%) Land $45,000 Building $282,500 | $327,500 (+2,083.33%) Land $45,000 Building $282,500 |
| 2023 | $276.00 | $15,000 Land $15,000 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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