4616 N Union Rd, Union, IL 60180 Property Records

McHenry County property record for 4616 N Union Rd, Union, IL 60180

Property Summary

Property Type	Single Family Home
Details	3,220 sqft · built 2017
Lot Size	12.1 acres (528,383 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,189 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`12-28-400-030`

Property Details

APN / Parcel Number

Primary APN	`12-28-400-030`

Interior

Stories	1 Story
Building Area	3,220 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Finished Basement	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	528,383 sqft (12.1 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4616 N UNION RD
City	UNION
State	IL
Zip	60180-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0044492 N 400FT S 2260.18FT W1/2 SE1/4
Jurisdiction	MCHENRY IL
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3026
Census Tract	871502

Owner

4616 N Union Rd, a single family home, is owned by two individuals.

Source: McHenry County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16005 WOODDALE DR, UNION, IL 60180-9647
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit COMPEER FINANCIAL FLCA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA
May 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Mar 3, 2018	Deed of Trust, Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4616 N UNION RD, UNION, IL 60180-9703
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022114
Date	Sep 6, 2023
Instrument	2023R0022114

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 31, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4616 N UNION RD, UNION, IL 60180-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000748
Date	Jan 6, 2021
Instrument	2021R0000748

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	55591

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4616 N UNION RD, UNION, IL 60180-9703
Document Number	0000016905
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4616 N UNION RD UNION IL 601809703, UNION, IL 60180-9703

Mortgage

Document Number	0000016905
Date	May 24, 2018
Instrument	16905

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 23, 2028

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4616 N UNION RD, UNION, IL 60180-9703
Document Number	0000007532
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4616 N UNION RD UNION IL 601809703, UNION, IL 60180-9703

Mortgage

Document Number	0000007532
Date	Mar 12, 2018
Instrument	7532

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Seneca Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,189.00	$122,387 Land $44,972 Building $77,415	$367,161 Land $134,916 Building $232,245
2022	$7,163.00 Homeowner's exemption	$101,684 Land $37,333 Building $64,351	$305,052 Land $111,999 Building $193,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4616 N Union Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4616 N Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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