4616 Merchant Trl, Denton, TX 76207 Property Records

Denton County property record for 4616 Merchant Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 2018
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$265,125 (Mar 2022)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R701772`

Property Details

APN / Parcel Number

Primary APN	`R701772`
Alternative APNs	`SD4583A-0000019-0000-0008-0000` `1006670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,926 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4616 MERCHANT TRL
City	DENTON
State	TX
Zip	76207-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PHASE 1B BLK 19 LOT 8
Legal Subdivision	BEAVER CREEK PHASE 1B
Legal Block	19
Legal Lot Number	8
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1013
Census Tract	20504

Owner

4616 Merchant Trl is owned and occupied by an individual who bought it in March 2022.

Source: Denton County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4616 MERCHANT TRL, DENTON, TX 76207-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage LAXMI NARAYAN ENTERPRISES INC
Oct 1, 2018	Grant Deed, Subdivision Related Transfer BANK OF NY MELLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Document Number	202234030
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0000116437
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	4616 MERCHANT TRL, DENTON, TX 76207-1560
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	PROPERTY TITLE, PROSPERITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072643
Date	Apr 23, 2021
Instrument	2021-072643

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 7, 2022
Property Address	4616 MERCHANT TRL, DENTON, TX 76207-1560
Document Number	0000034030
Map Reference	DOC 2017-60
Instrument Date	Mar 4, 2022
Instrument	2022-034030
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	NATION TITLE, NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 MERCHANT TRL, DENTON, TX 76207-1560

Mortgage

Document Number	0000034031
Date	Mar 7, 2022
Instrument	2022-034031

Lender

Name	LAXMI NARAYAN ENTERPRISES INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Oct 1, 2018
Property Address	4616 MERCHANT TRL, DENTON, TX 76207-1560
Document Number	0000116437
Instrument Date	Sep 28, 2018
Instrument	116437
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2019
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4616 MERCHANT TRL DENTON TX 762071560, DENTON, TX 76207-1560

Mortgage

Document Number	116439
Date	Oct 1, 2018
Instrument	116439

Lender

Name	BANK OF NY MELLON
Type	Bank
Address	JACKSONVILLE, TX 78711-3941

Agreement

Amount	Amount on Record

Mortgage

Document Number	116438,
Date	Oct 1, 2018
Instrument	116438

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4616 Merchant Trl was $6,982.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,569 Land $88,859 Building $244,710	$333,569 Land $88,859 Building $244,710
2025	$6,982.00
2023	$7,099.00 (+23.5%)	$371,838 Land $88,859 Building $282,979	$371,838 Land $88,859 Building $282,979
2022	$5,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4616 Merchant Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4616 Merchant Trl is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kwikbit, Nextlink.

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