Hamilton County property record for 4616 Jody Ln, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,920 sqft · built 2022 |
| Owner | Individual Name on File |
| Last Sale | $408,000 (Oct 2022) |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | Nov 2021 Construction Loan Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120N G 053 |
| Primary APN | 120N G 053 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000390324 |
|---|---|
| Street Address | 4616 JODY LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-6300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 SWAN COVE SUB PB 119 PGS 98-100 OUT OF 120N F 017 FOR 2021 |
| Legal Subdivision | SWAN COVE SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11402 |
4616 Jody Ln is owned and occupied by an individual who bought it in October 2022.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4616 JODY LN, CHATTANOOGA, TN 37416-6300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST VOLUNTEER BANK |
| Oct 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Deed Document Number | 0013123689 |
| Deed Book / Page | 13123 / 689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4616 JODY LN, CHATTANOOGA, TN 37416-6300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6221 BAYSHORE DR, HARRISON, TN 37341-9549 |
| Document Number | 0000000106 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 12716/686 |
| Instrument | 2021110200106 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 21, 2022 |
| Property Address | 4616 JODY LN, CHATTANOOGA, TN 37416-6300 |
| Document Number | 0000000216 |
| Book / Page | 13123 / 689 |
| Map Reference | MB 119 PG 98 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022102100216 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4616 JODY LN, CHATTANOOGA, TN 37416-6300 |
| Document Number | 0131230692 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 13123-0692 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 4616 Jody Ln was $1,486, down 7.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 (-7.07%) | $98,075 (+37.17%) | $392,300 (+37.17%) Land $60,000 Building $332,300 |
| 2024 | $1,599.00 | $71,500 (-) | $286,000 (-) Land $35,000 Building $251,000 |
| 2023 | $1,599.00 | $71,500 | $286,000 Land $35,000 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4616 Jody Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4616 Jody Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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